Homes for sale in
Panama City Beach, Florida
Emerald-coast living on Florida's Panhandle
6
Homes for sale
$353,500
Median list price
$277
Avg price / sqft
17
Median days on market
Panama City Beach sits on the sugar-white shoreline of the Gulf, a stretch of the Florida Panhandle built around the water and an easygoing, sun-first pace of life. Neighborhoods like Miramar Heights, Riviera Beach, and Whisper Dunes offer a mix that ranges from single-family streets to beach-close condos, all within the same Bay County coastal community.
Right now the market here is genuinely thin — just 5 active listings — which means buyers move fast when the right property surfaces. The median list price is $359,000, homes are going in about 29 days, and sellers have been getting 100% of asking on average, so bring your sharpest offer. If you want options, it pays to watch both the single-family homes and the townhomes & condos as new inventory lands.
Panama City Beach is in Bay County, Florida.
Within a 30-minute drive
Quick facts
$254,950 – $409K price range
1,500 sqft median home
Leans buyer right now
Fresh on the market
Newest homes in Panama City Beach
View all 6 homes →
$359,000
23223 FRONT BEACH ROAD UNIT 907, PANAMA CITY BEACH
2 bd · 1.5 ba · 983 sqft
$399,900
101 SAND OAK BOULEVARD, PANAMA CITY BEACH
3 bd · 2.5 ba · 1,898 sqft
$348,000
143 GRANDE ISLAND BLVD BOULEVARD, PANAMA CITY BEACH
2 bd · 2.5 ba · 1,496 sqft
$254,950$264,950
21316 SUNSET AVENUE, PANAMA CITY BEACH
2 bd · 1 ba · 624 sqft
$299,000$318,000
128 N VESTAVIA STREET, PANAMA CITY BEACH
3 bd · 2 ba · 1,504 sqft
$409,000$417,700
104 SEASHELL COURT, PANAMA CITY BEACH
3 bd · 2 ba · 1,679 sqft
6 of 6 active listings shown
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Property features
The numbers that matter
The Panama City Beach market
Leans buyer
9.0 months of inventory
Inventory is building — buyers have leverage and time.
7
Sold, last 12 months
$299,900
Median sold price
100%
Sale-to-list ratio
What sellers actually get vs asking
0 days
Median time to sell
Panama City Beach vs Bay County
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 84.4% yr/yr
Homes on the market
▲ 33.3% yr/yr
Homes sold per month
Live Stellar MLS data — listings and closed sales in Panama City Beach, FL. Rolling medians smooth single-month swings in thin markets.
Where to look
Panama City Beach neighborhoods
Miramar Heights
1 home · $299K median
Riviera Beach
1 home · $255K median
Seaclusion Beach
1 home · $409K median
Whisper Dunes
1 home · $400K median
Show all 147 Panama City Beach neighborhoods A–ZHide the full neighborhood list+
Neighborhood boundaries by edgeAI — listings matched to the actual polygon, not agent-entered subdivision names.
For the school run
School zones with homes for sale
Homes matched to official attendance boundaries — always verify zoning with the district.
Beyond the listings
Living in Panama City Beach
Tight, fast-moving inventory
With only 5 active listings and a 29-day median time on market, well-priced homes don't sit around.
Range for different budgets
Active prices run from $254,950 to $409,000, spanning entry-level condos to larger single-family homes.
Mixed housing types
The current mix includes single-family homes, a condo, a townhouse, and a manufactured home, so buyers have real variety.
Sellers holding firm
Over the last year sellers averaged 100% of asking price, a sign of steady, competitive demand.
Established beach neighborhoods
Communities like Seaclusion Beach and Riviera Beach anchor the area's coastal, walk-to-water character.
Population
18,493
Median age
45.2
Median income
$78,921
Median home value
$417,800
What people here are into
Culture
Top 5% in the U.S.Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Hobbies & Interests
Top 7% in the U.S.Wanderlust
Always thinking about their next destination, this population loves exploring new places abroad or right in their own backyard. They hold onto past trips by sharing their favorite memories and pictures year round.
Lifestyles
Top 8% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Entertainment
Top 15% in the U.S.Lighthearted Fun
This population is all about keeping the mood light and good, clean fun. Common activities include spending time outdoors, catching up with friends, and dancing.
Entertainment
Top 15% in the U.S.Live Experiences
When it comes to entertainment, this population is looking for the ultimate experience. Whether it's a charity fundraiser or a concert, elements such as lights, sounds, and merchandise are critical for a good time.
Food & Drink
Top 16% in the U.S.Trendy Eats
Meals are a social experience, and these foodies take it to the next level. This population can't wait to snap a pic of their plate and share it before chowing down.
What it really costs
Owning here
Owning the median Panama City Beach home
≈ $2,624/mo
$353,500 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
17%
In a FEMA flood zone
Ask about flood insurance early — it changes the payment
Straight answers
Panama City Beach real estate FAQs
Is Panama City Beach a good place to live?+
It's a coastal community on the Gulf with a relaxed, beach-centered lifestyle and neighborhoods like Whisper Dunes and Miramar Heights. Most homes feed into West Bay Elementary or Hutchison Beach Elementary, and the small active inventory reflects how much people want to stay put once they're here.
Is Panama City Beach expensive?+
It's moderate for a Gulf-front market — the median list price is $359,000 and homes average about $285 per square foot on a median size of 1,504 sqft. Active listings currently range from $254,950 up to $409,000, so there's room at several budget levels. You can also browse by price to focus your search.
What do homes cost in Panama City Beach?+
Median list price sits at $359,000 today, while homes that actually sold over the past 12 months closed at a median of $284,450. The gap reflects a small sample of 8 sales, so pricing depends heavily on the specific property and neighborhood.
How is the market right now?+
It's a tight, competitive market with just 5 active listings and a median 29 days on market. Sellers have been getting 100% of asking price on average, so watch the just reduced listings for openings and be ready to act quickly.
What about HOA fees and property taxes?+
The median HOA runs about $724 per month, which is common in beach-close condo and townhome communities where amenities and exterior upkeep are shared. Median property tax is around $3,058 per year, so factor both into your monthly budget.
Keep exploring
Nearby areas
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS. Market statistics are computed from listing and sold data and change as the market moves.
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