255 Ridgewood Rd, Key Biscayne FL 33149, KEY BISCAYNE, FL, 33149
Active91 days on marketListed May 4, 2026MLS #A12002746
About this home
255 Ridgewood Rd, Key Biscayne FL 33149
A beautifully remodeled residence offering a refined blend of style, comfort, and seamless indoor-outdoor living. Recently upgraded with impact windows and doors installed in February with warranty, the light-filled interiors showcase travertine flooring, fresh paint, and updated lighting throughout. The renovated kitchen features stainless steel appliances, a wine cooler, and flows effortlessly into expansive living spaces, including a formal living room and a spacious dining and family area overlooking the pool and garden. A thoughtful split floor plan enhances privacy, highlighted by a generous primary suite with a custom walk-in closet and direct pool access, along with a secondary bedroom featuring its own bath and pool entry. Additional improvements include updated bathrooms, new AC ductwork with linear vents, an upgraded electrical panel, and a tankless water heater. Outdoors, a palm-lined yard surrounds the pool within fully fenced grounds with dual aluminum gates. A new aluminum roof installed in September 2024, two AC systems, sprinkler system, and ample parking complete this well-appointed home.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,177
Sqft
1953
Year built
$1,631
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$23,771 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$23,771/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+72.9%
$/sqft vs TROPICAL ISLE HOMES SUB 4
$1,631 vs $1,944
Days on market
91 vs 62 typical
Where $1,631/sqft sits among the 6 homes for sale in TROPICAL ISLE HOMES SUB 4
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Of Key Biscayne
Get to know Key Biscayne. See the full Key Biscayne guide →
Village Of Key Biscayne — neighborhood snapshot
Population
14,603
Median age
44
Median income
$152,910
Median home value
$1,246,268
Avg household
3
Households w/ children
2,233
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Key Biscayne market
$1.6M → $1.6M
Key Biscayne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
1 of 6
TROPICAL ISLE HOMES SUB 4 have cut their price
This home is listed 13554% above the KEY BISCAYNE 33149 median. See the full Key Biscayne market guide →
Paper trail
This home's history
Reality check
What actually sold near 255 Ridgewood Rd
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$2,600,000
361 W Heather Dr, Key Biscayne FL 33149 · same community
4 bd · 3 ba · 1,570 sqft · $1,656/sqft · 285 DOM
Sold · Apr ’26$2,850,000
250 Fernwood Rd, Key Biscayne FL 33149 · same community
3 bd · 2 ba · 1,391 sqft · $2,049/sqft · 69 DOM
Sold · May ’26$3,000,000
310 Greenwood Dr, Key Biscayne FL 33149 · same community
3 bd · 2 ba · 1,304 sqft · $2,301/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 255 Ridgewood Rd — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 255 Ridgewood Rd — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
255 Ridgewood Rd FAQs
What would the monthly payment be for 255 Ridgewood Rd, Key Biscayne FL 33149?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,771/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 255 Ridgewood Rd, Key Biscayne FL 33149?+
The most recent tax bill on record (2025) was $37,495. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 255 Ridgewood Rd, Key Biscayne FL 33149?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Key Biscayne?+
At $3,550,000, this home is listed about 28% above the Key Biscayne median of $2,775,000. The market section on this page shows how the area is trending.
Which schools are assigned to 255 Ridgewood Rd, Key Biscayne FL 33149?+
Key Biscayne K-8 Center (elementary), District Instructional Center (Dic) (), Coral Gables Senior High School (high), Ponce De Leon Middle School (middle), Instructional Center System Wide (), Title I Migrant Education Program () — Dade County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of Compass Florida, LLC. · Maria Parra Loughlin. MLS #A12002746.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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