1903 Binnacle, Kissimmee FL 34744, KISSIMMEE, FL, 34744
Active117 days on marketListed Apr 23, 2026MLS #A12006230
About this home
1903 Binnacle, Kissimmee FL 34744
Beautifully remodeled 3-bedroom, / den 2-bath home with a 2-car garage, perfect for first-time buyers or investors. This move-in ready property features a modern design, Master bathroom consists of stand up shower and Jacuzzi, spacious laundry room, and low HOA. Located in the greater Kissimmee area, (Neptune Point) it offers a huge backyard with room for a pool—ideal for future value and outdoor living. Enjoy the enclosed patio and Florida room, plus mature fruit trees that add charm and convenience. A great opportunity for primary residence or rental income potential.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2
Garage
2005
Year built
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,237 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,237/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Neptune Pointe
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kissimmee. See the full Kissimmee guide →
Neptune Pointe — neighborhood snapshot
Population
658
Median age
37
Median income
$34,652
Median home value
$392,300
Avg household
3
Households w/ children
49%
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kissimmee market
$365K → $354K
Kissimmee median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Kissimmee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the KISSIMMEE 34744 median. See the full Kissimmee market guide →
Paper trail
This home's history
Reality check
What actually sold near 1903 Binnacle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$349,990
992 PINEWOOD STREET
3 bd · 2.5 ba · 1,484 sqft · $236/sqft · 19 DOM
Sold · Jul ’26$375,000
1956 EGRET MEADOWS AVENUE
3 bd · 2 ba · 1,516 sqft · $247/sqft · 22 DOM
Sold · Sep ’25$367,990
1562 DALEHURST LANE
3 bd · 2.5 ba · 1,568 sqft · $235/sqft · 52 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1903 Binnacle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1903 Binnacle — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
1903 Binnacle FAQs
What would the monthly payment be for 1903 Binnacle, Kissimmee FL 34744?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,237/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1903 Binnacle, Kissimmee FL 34744?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1903 Binnacle, Kissimmee FL 34744?+
The most recent tax bill on record (2025) was $5,600. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Kissimmee?+
At $399,900, this home is listed about 6% above the Kissimmee median of $379,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1903 Binnacle, Kissimmee FL 34744?+
Neptune Middle School (middle), Neptune Elementary School (elementary), Osceola High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Other views
The other view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
117 days on market against a Kissimmee median of 55 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $449,000, now $399,900 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of Reaction Realty Group, Inc. · Salima Mohammed. MLS #A12006230.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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