Dan Schriver
Short-Term Rental Eligible
$122,900$149,9001 bd1 ba598 sqft$206 /sqft$1,088 /mo all-in ↓

4444 SWIFT ROAD UNIT 4, SARASOTA, FL, 34231

Active316 days on marketListed Sep 21, 2025MLS #A4665781

Priced 41% below the SARASOTA 34231 medianEst. $32K/yr short-term rental revenueReduced $27KCondominiumLUCAYA COUNTRY CLUB VILLAGE

About this home

4444 SWIFT ROAD UNIT 4

WELCOME to this beautifully UPGRADED 1 bedroom, 1 bath condo in Lucaya Country Club Villas!!! From the moment you arrive, you'll appreciate the attention to detail, starting with the painted and SCREENED front porch, perfect for year-round enjoyment. Step inside to an inviting open floor plan featuring spacious living room and dining room combo. The kitchen has been tastefully upgraded with MODERN cabinets, countertops, and an eat-in area with stools. The spacious bedroom offers ample closet space, while the bathroom includes a tub and shower combo for convenience. Throughout the condo, you'll find LUXURY VINYL FLOORING, adding to both style and durability. As part of Lucaya Country Club Villas, you'll enjoy access to a community pool, along with a prime location just a short drive to amazing restaurants, shopping, Sarasota's downtown vibrant scene, Sarasota Airport, Siesta Key and the WORLD FAMOUS GULF beaches. Whether you're searching for an investment property or a primary residence, this condo is exactly what you're looking for. This home is truly MOVE-IN ready, offering comfort, charm, and a maintenance-free lifestyle in a desirable community and it's waiting for you to enjoy! Don't wait to make this YOUR home and begin your FLORIDA Lifestyle!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

598

Sqft

0 ac

Lot size

1969

Year built

One

Levels

$206

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesElectric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ParkingAssigned · Ground Level · Guest
ExteriorSidewalk

Community & fees

Taxes (2024)$1,804/yr
PetsNumber Limit
CommunityPool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,088 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$723
FHA mortgage insurance (est.)$54
Property tax — 2024 actual bill$150
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,302Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,302
Interest rate6.00%
Loan term

Estimated payment

$1,088/mo

Principal & interest$723
FHA mortgage insurance (est.)$54
Property taxes (actual bill)$150
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $123K
$63KedgeAI estimate $81,701 · range $66K$95K$128K

vs edgeAI estimate

+50.4%

$/sqft vs Sarasota actives

$206 vs $343

Days on market

316 vs 58 typical

Where $206/sqft sits among the 400 Sarasota actives

217 · this home
57
38
24
26
38
$158–360$360–563$563–765$765–967$967–1170$1170+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Lucaya Village, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$31,714/yr gross

Avg nightly rate$176
Occupancy (comp set)50%
CommunityLucaya Village
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,500/mo median

MarketSarasota
Annual gross at median$42,000
Gross yield on this price34.2%
Homes for rent right now1,349

Live Sarasota rental listing data — this home’s rate depends on size, condition and furnishing.

The Sarasota short-term market

▼ Softening

46%

Occupancy

▼ 24% yr/yr

$340

Avg nightly rate

▲ 20% yr/yr

$38K/yr

Revenue per listing

$166

RevPAR

61 days

Booking lead time

6.4 nights

Avg stay

8

Typical min nights

3,370

Active rentals

▲ 2% supply

Seasonality — monthly occupancy

Peaks at 68% in Mar · bottoms at 33% in Sep

44%
66%
68%
50%
40%
38%
50%
40%
33%
37%
39%
40%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Sarasota — the projection above is specific to this home’s size.

Where it sits

Inside Lucaya Country Club Village

Map of 4444 SWIFT ROAD UNIT 4 inside its neighborhood boundary

Drive times from this address

Downtown Tampa65 min
Tampa Int’l Airport (TPA)75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Lucaya Village is a short-term-rental community. See the full guide →

Lucaya Country Club Village — neighborhood snapshot

Population

593

Median age

46

Median income

$63,900

Median home value

$451,400

Avg household

2

Households w/ children

44%

For the school run

Sarasota County School District

HighRiverview High School★★★★
ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

153 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $122,900 $27K
Sep 21, 2025Listed at $149,900 · 316 days on market since
1969Built · LUCAYA COUNTRY CLUB VILLAGE

Reality check

What actually sold near 4444 SWIFT ROAD UNIT 4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4444 SWIFT ROAD UNIT 46Sold · Sep ’25

$120,000

4444 SWIFT ROAD UNIT 46 · same community

1 bd · 1 ba · 673 sqft · $178/sqft · 21 DOM

3443 CLARK ROAD UNIT 242Sold · Jul ’26

$169,000

3443 CLARK ROAD UNIT 242

1 bd · 1 ba · 555 sqft · $305/sqft · 72 DOM

2807 SWIFTON DRIVE UNIT 3Sold · Feb ’26

$162,000

2807 SWIFTON DRIVE UNIT 3

1 bd · 1 ba · 744 sqft · $218/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4444 SWIFT ROAD UNIT 4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4444 SWIFT ROAD UNIT 4 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

4444 SWIFT ROAD UNIT 4 FAQs

What would the monthly payment be for 4444 SWIFT ROAD UNIT 4?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,088/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4444 SWIFT ROAD UNIT 4?+

The most recent tax bill on record (2024) was $1,804. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 4444 SWIFT ROAD UNIT 4 be rented short-term?+

Yes — this home sits inside Lucaya Village, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 4444 SWIFT ROAD UNIT 4?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $122,900, this home is listed about 78% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4444 SWIFT ROAD UNIT 4?+

Riverview High School (high), Phillippi Shores Elementary School (elementary), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the SARASOTA 34231 market on paper

$122,900 is 41% below the SARASOTA 34231 median of $207,000, and at $206/sqft it sits under the Sarasota average of $496.

02Zoned for nightly rentals

Lucaya Village is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

316 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Riverview High School, Phillippi Shores Elementary School, Brookside Middle School — Riverview High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $149,900, now $122,900 — a $27K cut. The full history is in the market section below.

Listing courtesy of SERHANT · Christy Peterson. MLS #A4665781.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sarasota homes, in your inbox

Like 4444 SWIFT ROAD UNIT 4 but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Dan to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 7:05 AM UTC. The listing information on this page last changed on August 3, 2026 at 7:05 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 7:05 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 7:05 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.