Dan Schriver
$875,000$950,0003 bd2.5 ba2,089 sqft$419 /sqft$5,774 /mo all-in ↓

4739 COMPASS DRIVE, BRADENTON, FL, 34208

Active154 days on marketListed Feb 19, 2026MLS #A4682233

Reduced $75KWaterfrontSingle Family ResidenceRIVERDALE REV

About this home

4739 COMPASS DRIVE

WELCOME TO THE FLORIDA LIFESTYLE YOU'VE BEEN WAITING FOR - AT A BRAND NEW PRICE - COMPLETE WITH YOUR OWN PRIVATE INGROUND SPA FOR THOSE PERFECT FLORIDA EVENINGS! NO UPDATES NEEDED ON THIS HOME, YOU WILL FALL IN LOVE! WITH PLENTY OF ROOM TO CUSTOM DESIGN YOUR OWN POOL!! This property qualifies for a 1% lender credit when using preferred lender. Inquire for details. Some homes check boxes. This one changes your life. Nestled in The Inlets — one of Bradenton's most coveted waterfront boating communities — this impeccably renovated 3-bedroom + den, 2.5-bath coastal retreat delivers the perfect blend of refined elegance, modern performance, and effortless Florida living. Professionally transformed in 2021 with no detail overlooked, every inch of this home reflects exceptional craftsmanship and intentional design. Step through the striking hurricane-rated front door into a bright, open floor plan where 10-foot ceilings, coffered details, custom millwork, crown molding, shiplap accents, board-and-batten finishes, and premium engineered flooring create an atmosphere that is both stunning and welcoming. Expansive sliding glass doors dissolve the line between indoors and out, flooding the space with natural light and framing your private outdoor oasis. The chef-inspired kitchen is as functional as it is beautiful — featuring level granite countertops, 42" custom white maple cabinetry with pull-outs, stainless steel appliances including a Bosch dishwasher and double oven range, a beverage cooler, and generous pantry storage. Whether you're hosting after a day on the water or enjoying a quiet evening in, this kitchen delivers. Retreat to the private owner's suite, a true sanctuary featuring dual custom closets and a spa-inspired bath finished with premium tile and designer touches. Two guest bedrooms are thoughtfully positioned at the front of the home for maximum privacy, and every bathroom has been tastefully renovated to match the home's elevated standard. Outside, the Florida dream comes alive. Unwind in your heated inground spa — complete with new heater, pump, and filter (2022) — surrounded by lush tropical landscaping designed for privacy and beauty. Then head down to your deep-water private dock with water and electric, where the Manatee River, Tampa Bay, and the Gulf of Mexico are quite literally at your fingertips. This is not just a home — it's a lifestyle with a direct line to the water. The rare 3-car garage space with finished flooring offers exceptional storage for water toys, equipment, vehicles, or whatever your Florida lifestyle demands. Major updates for total peace of mind: New Roof (2019) HVAC Replacement (2021) Hot Water Heater (2022) ENERGY STAR Low-E Windows (2022) Hurricane Roll-Down Shutters (2021) Automatic Kevlar Storm Shades (2021) Hurricane-Rated Front Door System (2021) Interior & Exterior Paint (2022) New Gutters (2023) Beyond your doorstep, The Inlets community offers a waterfront park, tennis courts, canoe and kayak launch, playground, and nature trails — all wrapped in an active, welcoming social atmosphere with low HOA fees and NO CDD fees. Perfectly positioned near downtown Bradenton, Sarasota, world-class Gulf beaches, premier dining, shopping, and I-75, this move-in ready gem puts everything within easy reach. Boating. Beauty. Peace of mind. Welcome home.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,089

Sqft

0.19 ac

Lot size

2

Garage

2000

Year built

One

Levels

$419

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryIn Kitchen · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingCovered · Driveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$30/mo
Taxes (2024)$6,416/yr
PetsYes
CommunityCanal Front · Dock · Fishing · River · Water Access · Deed Restrictions · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,774 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2024 actual bill$535
HOA fee — from the listing$30
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$5,774/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$535
HOA / condo fee$30
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $875K
$478KedgeAI estimate $582,605 · range $498K$700K$910K

vs edgeAI estimate

+50.2%

Days on market

154 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Braden River East

Map of 4739 COMPASS DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa49 min
Tampa Int’l Airport (TPA)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Braden River East — neighborhood snapshot

Population

7,295

Median age

52

Median income

$86,737

Median home value

$379,666

Avg household

2

Households w/ children

686

For the school run

Manatee County School District

ElementaryWilliam H. Bashaw Elementary★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighBraden River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 143% above the BRADENTON 34208 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $875,000 $75K
Feb 19, 2026Listed at $950,000 · 154 days on market since
2000Built · RIVERDALE REV

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4739 COMPASS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4739 COMPASS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

4739 COMPASS DRIVE FAQs

What would the monthly payment be for 4739 COMPASS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,774/mo — principal and interest, the actual property-tax bill, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4739 COMPASS DRIVE?+

The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4739 COMPASS DRIVE?+

The most recent tax bill on record (2024) was $6,416. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4739 COMPASS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $875,000, this home is listed about 121% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 4739 COMPASS DRIVE?+

William H. Bashaw Elementary (elementary), Carlos E. Haile Middle School (middle), Braden River High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$875,000 runs 143% above the BRADENTON 34208 median — but at 2,089 sqft it's also 32% larger than the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

154 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $950,000, now $875,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Tina Clements. MLS #A4682233.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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