14525 DERNA TERRACE, BRADENTON, FL, 34211
Active2 days on marketListed Jul 28, 2026MLS #A4701379
About this home
14525 DERNA TERRACE
Under Construction. What's Special: Cul-de-Sac Lot | Golf Course Community | Dedicated Study. New Construction – September Completion! Welcome to the Roma at 14525 Derna Terrace in Esplanade at Azario Lakewood Ranch! Designed for easy living and everyday comfort, this charming single-story home offers a bright and welcoming layout with two spacious bedrooms and a versatile study. The open kitchen flows seamlessly into the dining area and great room, creating the perfect setting for gathering with family and friends. A private primary suite provides a relaxing retreat, complete with a walk-in closet and a beautifully appointed bath. Enjoy morning coffee or evening conversations on the covered lanai and screened patio, extending your living space outdoors. Thoughtful details throughout make this home feel warm, inviting, and effortlessly livable. Additional Highlights Include: Tray ceiling package, 4' garage extension, double pocket doors at study, extended screened patio, pre-plumb sink at laundry, outdoor kitchen rough-in, whole house impact windows, and garage floor seal with flakes and clear coat. Photos are for representative purposes only. MLS#A4701379 Resort-Style Living in Esplanade at Azario Lakewood Ranch, the perfect blend of relaxation and recreation! Enjoy the heated resort-style pool, state-of-the-art fitness center, and energizing aerobics classes. For outdoor enthusiasts, there are pickleball courts, scenic trails, Vitality Park, and if golf is your game, you'll love Esplanade's 18-hole championship course! Unwind with a facial massage or by the fire pit after a workout. Exclusive amenities like a Wellness Center, Culinary Center, and sports courts ensure there's something for everyone, whether you want to stay active or relax in style.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,689
Sqft
0.17 ac
Lot size
2
Garage
2026
Year built
One
Levels
$368
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,483 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,052/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.5%
$/sqft vs AZARIO ESPLANADE
$368 vs $346
Days on market
2 vs 53 typical
Where $368/sqft sits among the 22 homes for sale in AZARIO ESPLANADE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
9 of 22
AZARIO ESPLANADE have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 52% above the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 14525 DERNA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$559,649
3219 ALBA CIRCLE · same community
2 bd · 2 ba · 1,689 sqft · $331/sqft · 20 DOM
Sold · Jul ’26$599,000
3219 PORTO LANE · same community
2 bd · 2 ba · 1,689 sqft · $355/sqft · 20 DOM
Sold · Mar ’26$400,000
3319 TORTA COURT · same community
2 bd · 2 ba · 1,533 sqft · $261/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14525 DERNA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14525 DERNA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
14525 DERNA TERRACE FAQs
What would the monthly payment be for 14525 DERNA TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,483/mo — principal and interest, estimated property taxes, the $735/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14525 DERNA TERRACE?+
The association fee works out to $735 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14525 DERNA TERRACE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14525 DERNA TERRACE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $621,654, this home is listed about 57% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 14525 DERNA TERRACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$621,654 runs 52% above the BRADENTON 34211 median.
02Know the monthly fee
The association fee is $735/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Fresh on the market
Only 2 days on market in a Bradenton market that averages 53 — if it fits, move quickly.
04Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of TAYLOR MORRISON RLTY OF FLA · Michelle Campbell. MLS #A4701379.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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