3203 W SANTIAGO STREET UNIT B, TAMPA, FL, 33629
Active1 days on marketListed Aug 14, 2026MLS #A4702838
About this home
3203 W SANTIAGO STREET UNIT B
NO HOA in the heart of Palma Ceia! Enjoy the space and privacy of a single-family home with the convenience of townhome living in one of Tampa’s most sought-after neighborhoods. This beautifully maintained Mediterranean style home is ideally located just minutes from some of Tampa’s best dining, shopping, and entertainment and only about a half mile from scenic Bayshore Boulevard. Step inside to high ceilings, rich hardwood floors, crown molding, plantation shutters, and a bright, open concept floor plan designed for both everyday living and entertaining. The spacious kitchen features crisp white cabinetry, abundant storage, generous counter space, and a large pantry. The open living and dining areas provide the perfect setting for gatherings and your annual Gasparilla celebration. Upstairs, the spacious primary suite features a large wardrobe closet and beautifully appointed bath with a double vanity. Two additional generously sized bedrooms, a second full bath, and conveniently located upstairs laundry complete the second floor. Built in 2014, this home offers a rare combination for Palma Ceia, NO HOA, a private fenced backyard, and low maintenance outdoor living. The backyard features artificial turf and pavers, creating an inviting private oasis for relaxing, entertaining, or enjoying Florida’s year-round sunshine. Move in ready and located in a highly desirable school district, this is a rare opportunity to enjoy the very best of the Palma Ceia lifestyle! Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,930
Sqft
0.06 ac
Lot size
1
Garage
2014
Year built
Two
Levels
$450
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,117 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,117/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
$/sqft vs PALMA CEIA PARK
$450 vs $480
Days on market
1 vs 43 typical
Where $450/sqft sits among the 6 homes for sale in PALMA CEIA PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia — neighborhood snapshot
Population
5,762
Median age
39
Median income
$170,283
Median home value
$766,224
Avg household
3
Households w/ children
911
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
2 of 6
PALMA CEIA PARK have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3203 W SANTIAGO STREET UNIT B
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,150,000
3004 W SAN MIGUEL STREET · same community
4 bd · 3 ba · 1,898 sqft · $606/sqft · 0 DOM
Sold · Dec ’25$940,000
3405 W PALMIRA AVENUE · same community
4 bd · 3 ba · 2,076 sqft · $453/sqft · 139 DOM
Sold · May ’26$999,000
3009 W SAN JOSE STREET · same community
3 bd · 2 ba · 1,783 sqft · $560/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3203 W SANTIAGO STREET UNIT B — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3203 W SANTIAGO STREET UNIT B — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
3203 W SANTIAGO STREET UNIT B FAQs
What would the monthly payment be for 3203 W SANTIAGO STREET UNIT B?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,117/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3203 W SANTIAGO STREET UNIT B?+
The most recent tax bill on record (2025) was $11,304. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $869,000, this home is listed about 93% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3203 W SANTIAGO STREET UNIT B?+
Roosevelt Elementary School (elementary), Plant High School (high), Coleman Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33629 market on paper
$869,000 is 21% below the TAMPA 33629 median of $1,107,000.
02Fresh on the market
Only 1 day on market in a Tampa market that averages 43 — if it fits, move quickly.
03Strong assigned schools
Roosevelt Elementary School, Plant High School, Coleman Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Roosevelt Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HOOT REAL ESTATE LLC · John Kromer. MLS #A4702838.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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