12396 BACCHUS ROAD, PORT CHARLOTTE, FL, 33981
Active95 days on marketListed May 4, 2026MLS #C7525686
About this home
12396 BACCHUS ROAD
One or more photo(s) has been virtually staged. WATERFRONT NEW CONSTRUCTION in Gulf Cove – BOATING PARADISE WITH DIRECT ACCESS! Designed for today's lifestyle, this spacious floor plan features 3 BEDROOMS + A FLEX ROOM/OFFICE that can easily serve as a fourth bedroom, home office, or media room. The open-concept design is highlighted by soaring ceilings, abundant natural light, designer lighting, and GRANITE COUNTERTOPS throughout, creating a bright and stylish living space ideal for both everyday living and entertaining. The luxurious primary suite provides a private retreat with a spa-inspired bathroom featuring a WALK-IN SHOWER WITH DUAL RAIN SHOWER HEADS, dual vanities, and oversized HIS & HERS WALK-IN CLOSETS. Step outside and embrace the Southwest Florida lifestyle with a GUNITE STEP-IN SWIMMING POOL, a FULLY EQUIPPED OUTDOOR KITCHEN, upgraded tropical landscaping, and a REINFORCED CONCRETE SEAWALL overlooking a beautiful WIDE GULF ACCESS CANAL. Whether you're boating, fishing, kayaking, or simply enjoying peaceful waterfront views, this property offers everything you've been searching for. Built to today's standards, this home includes an ELEVATION CERTIFICATE, with INSURANCE QUOTES AVAILABLE UPON REQUEST, providing buyers with added confidence and valuable cost-saving information. This move-in-ready waterfront home represents one of the best opportunities to own NEW CONSTRUCTION WITH DIRECT GULF ACCESS in Southwest Florida. Schedule your private showing today and discover why luxury waterfront living has never been more attainable.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,833
Sqft
0.23 ac
Lot size
2
Garage
2025
Year built
One
Levels
$379
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,409 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,409/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.2%
$/sqft vs PORT CHARLOTTE SEC 060
$379 vs $300
Days on market
95 vs 59 typical
Where $379/sqft sits among the 22 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
13 of 22
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1659% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12396 BACCHUS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$535,000
3058 CURRY TERRACE · same community
3 bd · 2 ba · 1,851 sqft · $289/sqft · 254 DOM
Sold · Jan ’26$440,000
3172 JENNINGS BOULEVARD · same community
3 bd · 2 ba · 1,924 sqft · $229/sqft · 5 DOM
Sold · Jan ’26$309,000
3182 SORREL STREET · same community
3 bd · 2 ba · 1,700 sqft · $182/sqft · 169 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12396 BACCHUS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12396 BACCHUS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
12396 BACCHUS ROAD FAQs
What would the monthly payment be for 12396 BACCHUS ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,409/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12396 BACCHUS ROAD?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12396 BACCHUS ROAD?+
The most recent tax bill on record (2025) was $2,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12396 BACCHUS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $695,000, this home is listed about 110% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 12396 BACCHUS ROAD?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$695,000 runs 1659% above the PORT CHARLOTTE 33981 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $715,000, now $695,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALLISON JAMES ESTATES & HOMES · Kyle Krzeminski. MLS #C7525686.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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