Dan Schriver
$314,990$318,9903 bd2 ba1,552 sqft$203 /sqft$2,204 /mo all-in ↓

2286 RIO CIRCLE, SPRING HILL, FL, 34608

Active19 days on marketListed Jul 3, 2026MLS #C7528039

Reduced $4KNew constructionSingle Family ResidenceSPRING HILL UNIT 9

About this home

2286 RIO CIRCLE

Under Construction. Welcome to the Alexander, a floorplan from our Value collection with three bedrooms, two full bathrooms, a three-car garage, and 1,552 square feet of living space. This home includes ceramic tile floors throughout the main living areas and comes equipped with quartz countertops plus a rear covered lanai. As you enter through the covered entryway, you’ll step into a spacious foyer that seamlessly leads into the Great Room, creating a warm and inviting atmosphere. This thoughtfully designed home features two bedrooms situated on one side, while the Owners’ Suite is nestled in the back corner, offering optimal privacy and tranquility. The kitchen is a true highlight of the Alexander, boasting ample space and a layout that provides a full view into the Great Room, perfect for entertaining and staying connected with loved ones. Additionally, a separate dining room and living room flank the front of the home, adding an extra touch of elegance and versatility to the floorplan. You’ll also appreciate the convenience of a three-car garage, providing ample space for vehicles and storage. Built with CBS construction, this home incorporates energy-smart features throughout. These including a digital thermostat, energy-efficient A/C system, roof vents/soffits for attic ventilation and dual pane windows. This home includes a 1-year transferable builder warranty and a 10-year structural warranty.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,552

Sqft

0.33 ac

Lot size

3

Garage

2026

Year built

One

Levels

$203

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range
InteriorSolid Wood Cabinets · Split Bedroom · Stone Counters
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$605/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,204 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property tax — 2025 actual bill$50
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,025Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,025
Interest rate6.00%
Loan term

Estimated payment

$2,204/mo

Principal & interest$1,854
FHA mortgage insurance (est.)$139
Property taxes (actual bill)$50
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $315K
$302KedgeAI estimate $331,358 · range $319K$351K$365K

vs edgeAI estimate

−4.9%

Days on market

19 vs 29 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 2286 RIO CIRCLE

Drive times from this address

Tampa Int’l Airport (TPA)56 min
Downtown Tampa60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34608 — neighborhood snapshot

Population

36,565

Median age

42.4

Median income

$62,197

Median home value

$237,400

Avg household

2.54

Households w/ children

4,122

For the school run

Hernando County School District

HighFrank W. Springstead High School★★★★★
ElementaryExplorer K-8★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% below the SPRING HILL 34608 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $314,990 $4K
Jul 3, 2026Listed at $318,990 · 19 days on market since
2026Built · SPRING HILL UNIT 9

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2286 RIO CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2286 RIO CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

2286 RIO CIRCLE FAQs

What would the monthly payment be for 2286 RIO CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,204/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2286 RIO CIRCLE?+

The most recent tax bill on record (2025) was $605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Spring Hill?+

At $314,990, this home is listed about 9% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2286 RIO CIRCLE?+

Frank W. Springstead High School (high), Explorer K-8 (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of HOLIDAY BUILDERS GULF COAST · Trish Lohela. MLS #C7528039.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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