644 SCHOONER STREET, NORTH PORT, FL, 34287
Active8 days on marketListed Jul 29, 2026MLS #C7528470
About this home
644 SCHOONER STREET
WELCOME TO EASY FLORIDA LIVING IN THE HIGHLY DESIRABLE HARBOR ISLES COMMUNITY! This beautifully maintained, Furnished, 2-bedroom, 2-bathroom manufactured home offers the perfect combination of thoughtful updates, spacious living, and an active lifestyle within one of North Port's premier resident-owned 55+ gated communities. Step inside to discover a bright and inviting interior featuring high ceilings and luxury vinyl plank flooring throughout most of the home, creating an open, airy feel. The spacious living and dining areas are ideal for everyday living and entertaining, while the dining room's built-in cabinetry provides both charm and convenient additional storage. The well-designed floor plan includes a generously sized primary suite complete with a spacious en-suite bathroom, offering a comfortable retreat at the end of the day. A welcoming guest bedroom and second full bathroom provide plenty of space for visiting family and friends. One of the home's standout features is the enclosed Florida room, creating valuable additional living space that's perfect for relaxing with your morning coffee, hosting guests, or enjoying Florida's beautiful weather year-round. Outside, the covered carport is complemented by a large attached storage shed that houses the washer and dryer while providing ample room for tools, hobbies, golf clubs, bicycles, and all of your seasonal storage needs. Enjoy added peace of mind knowing many of the home's major components have already been updated, including a roof that's approximately 4 years old, a 2023 A/C system, and a 2025 water heater. Beyond the home itself, Harbor Isles offers an exceptional resort-style lifestyle. This resident-owned, gated 55+ community features a heated swimming pool, spa, fitness center, tennis courts, pickleball, shuffleboard, bocce, organized social activities, and beautiful lakes throughout the neighborhood. Boating and fishing enthusiasts will appreciate the community marina with boat docks offering access to Salt Creek, the Myakka River, and the Gulf. Conveniently located in the heart of North Port, Harbor Isles places you just minutes from shopping, dining, golf courses, medical facilities, Wellen Park, and the beautiful Gulf Coast beaches, making it easy to enjoy everything Southwest Florida has to offer. Whether you're searching for a seasonal retreat or your next full-time home, this move-in-ready property offers the perfect opportunity to embrace the relaxed Florida lifestyle in a welcoming community you'll be proud to call home.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,071
Sqft
0.11 ac
Lot size
1994
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,558 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,558/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.2%
$/sqft vs North Port actives
$159 vs $199
Days on market
8 vs 53 typical
Where $159/sqft sits among the 400 North Port actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Isles
Get to know North Port. See the full North Port guide →
Harbor Isles — neighborhood snapshot
Population
646
Median age
73
Median income
$46,382
Median home value
$160,301
Avg household
1
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$316K → $304K
North Port median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
North Port actives have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the NORTH PORT 34287 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 644 SCHOONER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$139,000
563 PORTSIDE DRIVE · same community
2 bd · 2 ba · 1,072 sqft · $130/sqft · 302 DOM
Sold · Jun ’26$185,000
473 SHARKS POINT · same community
2 bd · 2 ba · 1,065 sqft · $174/sqft · 446 DOM
Sold · Mar ’26$135,000
537 AMBERJACK DRIVE · same community
2 bd · 2 ba · 1,156 sqft · $117/sqft · 29 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 644 SCHOONER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 644 SCHOONER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
644 SCHOONER STREET FAQs
What would the monthly payment be for 644 SCHOONER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,558/mo — principal and interest, the actual property-tax bill, the $196/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 644 SCHOONER STREET?+
The association fee works out to $196 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 644 SCHOONER STREET?+
The most recent tax bill on record (2025) was $1,514. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 644 SCHOONER STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $170,000, this home is listed about 49% below the North Port median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 644 SCHOONER STREET?+
Glenallen Elementary School (elementary), Heron Creek Middle School (middle), North Port High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7528470.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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