3165 ROCK CREEK DRIVE, PORT CHARLOTTE, FL, 33948
Active9 days on marketListed Aug 6, 2026MLS #C7529120
About this home
3165 ROCK CREEK DRIVE
WATERFRONT CHARM MEETS MODERN UPDATES! Perfectly positioned on 80 feet of GULF ACCESS saltwater canal frontage, this beautifully updated 2-bedroom, 1-bathroom home offers the ideal blend of comfort, style, and Florida waterfront living. Whether you're searching for a full-time residence, winter retreat, or investment opportunity, this move-in-ready home is sure to impress. Step inside to discover a bright, inviting interior featuring the same tile flooring throughout, creating a seamless flow from room to room. Fresh interior paint (2025) complements the home's clean, modern feel, while the thoughtfully updated kitchen showcases quartz countertops, a farmhouse sink, stainless steel appliances, and ample cabinet space—making it as functional as it is beautiful. The spacious bathroom offers plenty of room for getting ready, and the primary bedroom provides direct access to the screened lanai through sliding glass doors, allowing you to step outside and enjoy peaceful canal views with your morning coffee or evening sunset. This home has been extensively updated for peace of mind, including a new roof (2022), A/C (2021), tankless water heater (2025), complete home repipe (2025), hurricane-impact windows and doors (2024-2025), fresh exterior paint (2026), and more—allowing you to spend less time worrying about maintenance and more time enjoying the waterfront lifestyle. Outside, you'll find a spacious backyard with a storage shed for all your tools and outdoor equipment, along with plenty of room to relax, entertain, or create your own tropical oasis. With 80 feet of saltwater canal frontage, you'll enjoy easy access to the water and endless opportunities for boating, fishing, kayaking, or simply soaking in the tranquil setting. Conveniently located near shopping, dining, parks, golf courses, and the beautiful Gulf beaches Southwest Florida is known for, this tastefully updated waterfront home is ready for its next owner. Don't miss your opportunity to own a slice of paradise—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,024
Sqft
0.23 ac
Lot size
1976
Year built
One
Levels
$342
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,666 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,666/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+72.8%
$/sqft vs PORT CHARLOTTE SEC 008
$342 vs $185
Days on market
9 vs 59 typical
Where $342/sqft sits among the 25 homes for sale in PORT CHARLOTTE SEC 008
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,732
Median age
59.4
Median income
$60,788
Median home value
$279,500
Avg household
2.32
Households w/ children
1,261
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
15 of 25
PORT CHARLOTTE SEC 008 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1067% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3165 ROCK CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$120,000
1112 BARBOUR AVENUE · same community
2 bd · 2 ba · 1,018 sqft · $118/sqft · 2 DOM
Sold · May ’26$244,000
3057 PELLAM BOULEVARD · same community
2 bd · 2 ba · 958 sqft · $255/sqft · 68 DOM
Sold · Dec ’25$143,000
1174 VICTORIA AVENUE · same community
2 bd · 2 ba · 1,092 sqft · $131/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3165 ROCK CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3165 ROCK CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
3165 ROCK CREEK DRIVE FAQs
What would the monthly payment be for 3165 ROCK CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,666/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3165 ROCK CREEK DRIVE?+
The most recent tax bill on record (2025) was $3,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3165 ROCK CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $350,000, this home is listed about 6% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3165 ROCK CREEK DRIVE?+
Liberty Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7529120.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Port Charlotte homes, in your inbox
Like 3165 ROCK CREEK DRIVE but not quite? A daily digest of every new listing in Port Charlotte — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Dan to ping you on any price or status change →