Dan Schriver
$6,2002 bd1 ba1,515 sqft$4 /sqft$205 /mo all-in ↓

8876 BAY STREET UNIT A, PLACIDA, FL, 33946

Active1025 days on marketListed Oct 3, 2023MLS #D6132346

Priced 82% below the PLACIDA 33946 medianWaterfrontFully furnishedSingle Family ResidenceGASPARILLA SHORES

About this home

8876 BAY STREET UNIT A

Off the beaten path, on the Bay waters, watch the day gently slip away. 3 day minimum to rent This 2-bedroom Bay view property is the ideal place to relax and get away from it all. No cars, no traffic, no hassles. Bird's Nest, our sister property, is also available for rent. Guests renting both units are eligible for a discount. Max group size is 13. Schedule the water taxi to take you back to old Florida...the island of Little Gasparilla is boat only access. Beautiful views from the screened in lanai, fully equipped kitchen, washer, and dryer on site. PET FRIENDLY with owner approval. Take a stroll to the PRIVATE BEACH. Laze by the warm Gulf waters and catch an amazing sunset., Community dock available for boats 22 feet or less. Accommodates: 7 guests maximum with use of futons - Bird's Nest, our sister property is available for larger groups. Discounts available if both units are rented together. Combined, both units will accommodate upto 13 guests SUNDAY check ins must be approved. Beds: 1 Queen, Bunk Beds (single and full) and two futons. Amenities include: satellite WIFI - Air-conditioning, washer/dryer, linens included, microwave, toaster, coffeemaker - auto-drip, dishes/utensils provided, This property is equipped with two paddleboards, a kayak, 75 inch Smart TV, books, games, cornhole, darts, hammock, beach chairs and towels. Lots of extras to make you feel at home. BOAT ONLY ACCESS - barge landing is in front of the property Extras: This property is equipped with a golf cart, two paddleboards, a kayak, 75 inch Smart TV, books, games, cornhole, darts, hammocks, beach chairs and towels. Lots of extras to make you feel at home. Pets allowed with permission and $150 fee Sorry, No Smoking. **Daily rates may be available. Contact us for details. Please note rates are subject to 12% tax, cleaning and reservation fee. $500.00 Refundable Security Deposit also required. Located directly in between Sarasota and Ft. Myers on Southwest Florida's Gulf Coast, Little Gasparilla is as close as you can get to Old Florida! There are no paved roads or commercial establishments on the island, only miles of sandy trails flanked by tropical foliage. Take long leisurely walks to explore the beauty of the island. The peaceful, uncrowded beach provides plenty of room for you to bathe in the sun all day, enjoy outstanding shelling, bird watching, swimming, playing with your little ones, and beautiful water views, but best of all, the brilliant sunsets at the end of each perfect day. There is great fishing to be had in Placida Harbor for Snook, Trout, Redfish, Snapper and more, and in the world famous Boca Grande Pass you can try your hand at Tarpon fishing. Little Gasparilla Island is the ideal place to get away from the mainland madness. Come relax and unwind in a secluded tropical paradise. LGI is for those seeking a respite from the hectic pace of the mainland and the hassles of everyday life. Escape to Little Gasparilla Island where you can Stay a Week or a Lifetime! **PLEASE NOTE: This is a bridgeless, barrier island that is accessed by water taxi or private boat. Call us for details!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,515

Sqft

0.23 ac

Lot size

1990

Year built

One

Levels

$4

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringBamboo · Carpet · Ceramic Tile · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Skylight(s) · Thermostat
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

ViewWater
ExteriorLighting · Outdoor Grill

Community & fees

PetsDogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Private · Public · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$205 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$36
FHA mortgage insurance (est.)$3
Est. property taxes (1.1%/yr)$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $217Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $217
Interest rate6.00%
Loan term

Estimated payment

$205/mo

Principal & interest$36
FHA mortgage insurance (est.)$3
Est. property taxes$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Placida actives

$4 vs $381

Days on market

1025 vs 91 typical

Where $4/sqft sits among the 163 Placida actives

3 · this home
66
42
14
21
17
$4–168$168–333$333–497$497–661$661–826$826+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Placida

Map of 8876 BAY STREET UNIT A

Get to know Placida. See the full Placida guide →

PLACIDA 33946 — neighborhood snapshot

Population

2,745

Median age

63.2

Median income

$93,466

Median home value

$626,500

Avg household

2.02

Households w/ children

86%

For the school run

Charlotte County School District

MiddleL. A. Ainger Middle School★★★★★
ElementaryVineland Elementary School★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Placida market

Seller’s marketLeans buyer12.6 months of inventoryBuyer’s market

$475K$464K

Placida median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

65 of 163

Placida actives have cut their price

Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 82% below the PLACIDA 33946 median. See the full Placida market guide →

Paper trail

This home's history

Oct 3, 2023Listed at $6,200 · 1025 days on market since
1990Built · GASPARILLA SHORES

Reality check

What actually sold near 8876 BAY STREET UNIT A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8932 GULF STREETSold · Jul ’26

$595,000

8932 GULF STREET · same community

3 bd · 2 ba · 1,398 sqft · $426/sqft · 28 DOM

8798 GRAND AVENUESold · Jun ’26

$1,150,000

8798 GRAND AVENUE · same community

3 bd · 2 ba · 2,079 sqft · $553/sqft · 131 DOM

8770 KING STREETSold · Nov ’25

$1,200,000

8770 KING STREET

3 bd · 2 ba · 1,586 sqft · $757/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 8876 BAY STREET UNIT A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8876 BAY STREET UNIT A — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

8876 BAY STREET UNIT A FAQs

What would the monthly payment be for 8876 BAY STREET UNIT A?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $205/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 8876 BAY STREET UNIT A?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Placida?+

At $6,200, this home is listed about 99% below the Placida median of $649,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8876 BAY STREET UNIT A?+

L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PLACIDA 33946 market on paper

$6,200 is 82% below the PLACIDA 33946 median of $35,000, and at $4/sqft it sits under the Placida average of $470.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

1025 days on market against a Placida median of 91 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TARPON REAL ESTATE, INC. · Stephinie Futch. MLS #D6132346.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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