3271 OSPREY LANE, PORT CHARLOTTE, FL, 33953
Active1 days on marketListed Aug 6, 2026MLS #D6148262
About this home
3271 OSPREY LANE
**Riverwood • Osprey Lane • One of the Largest Lots • 2,100 Sq Ft • Saltwater Pool • Beach Club Membership** On one of the most coveted oversized lots on Osprey Lane, this beautifully maintained **3-bedroom, 2-bath single-family home** delivers the lifestyle Riverwood buyers chase — space, privacy, upgrades, and a spectacular **saltwater pool** designed for true Florida entertaining. The moment you step inside, the **expansive great room** sets the tone: bright, open, and flexible enough to accommodate both a full dining area and a generous living space, or simply one impressive gathering room. The **kitchen** is equally inviting with a **large walk-in pantry**, abundant cabinetry, and a sunny **eat-in breakfast nook** overlooking the pool. And that pool is a showstopper. Positioned **vertically to the home**, it creates an unusually large, resort-style deck — perfect for parties, lounging, grilling, or simply enjoying the quiet beauty of your oversized lot. Saltwater, sparkling, and private… it’s everything buyers want. This home was **nicely upgraded when built in 2000** and has been responsibly improved with major systems already done for you: - **Roof 2024** - **A/C 2020** - **Hot Water Heater 2025** Enjoy the convenience of living in a **lawn-care-included neighborhood**, giving you more time to enjoy Riverwood’s amenities and your own backyard oasis. The floor plan features: - **3 bedrooms**, including a flexible guest-suite option - **2 bathrooms** - **Bonus room upstairs** — ideal for a media room, office, hobby space, or overflow guests - **3rd bedroom with an oversized walk-in closet + extra storage** - **2-car garage** Even better — this home comes with **transferable flood insurance** *and* a **transferable Riverwood Beach Club Membership**, and Golf Cart adding tremendous value and making it an easy, confidence-filled purchase for your buyer. With **2,100 sq ft of living space**, a rare oversized lot, a standout saltwater pool, and fresh big-ticket upgrades, this home is **priced for a quick sale** and ready for its next owner to enjoy immediately. **Enjoy Riverwood Amenities & Local Area – Lifestyle That Elevates Value** Riverwood is an award-winning, gated community offering an unmatched blend of natural beauty, resort amenities, and vibrant social living. Residents enjoy a Championship Golf Course (optional memberships are available), resort and lap pools, a modern fitness center, tennis, pickleball, Bocce, dog parks, scenic walking trails, and a peaceful boardwalk along the river. A full calendar of clubs and activities creates a welcoming, active lifestyle that consistently enhances desirability and long-term value. Adding to its appeal, Riverwood offers an optional Beach Club on Manasota Key, giving residents exclusive access to one of Southwest Florida’s most beautiful Gulf beaches — a rare benefit that elevates both lifestyle and property value. Located in Port Charlotte, Riverwood provides quick access to Gulf beaches, Charlotte Harbor, Sunseeker Resort, Wellen Park, shopping, dining, medical facilities, and two nearby airports. This combination of amenities, location, and coastal access makes Riverwood one of the region’s most sought-after communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,105
Sqft
0.22 ac
Lot size
2
Garage
2000
Year built
Two
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,559 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,559/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.5%
Days on market
1 vs 59 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside El Jobean
Get to know Port Charlotte. See the full Port Charlotte guide →
El Jobean — neighborhood snapshot
Population
1,901
Median age
70
Median income
$84,199
Median home value
$300,865
Avg household
2
Households w/ children
28%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1764% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3271 OSPREY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3271 OSPREY LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
3271 OSPREY LANE FAQs
What would the monthly payment be for 3271 OSPREY LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,559/mo — principal and interest, the actual property-tax bill, the $368/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3271 OSPREY LANE?+
The association fee works out to $368 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3271 OSPREY LANE?+
The most recent tax bill on record (2025) was $5,237. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3271 OSPREY LANE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $410,000, this home is listed about 24% above the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 3271 OSPREY LANE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$410,000 runs 1764% above the PORT CHARLOTTE 33953 median — but at 2,105 sqft it's also 28% larger than the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 1 day on market in a Port Charlotte market that averages 59 — if it fits, move quickly.
Listing courtesy of RIVERWOOD REALTY · Janice Fanstill. MLS #D6148262.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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