90 HIDDEN COVE, BEVERLY BEACH, FL, 32136
Active1801 days on marketListed Aug 18, 2021MLS #FC270356
About this home
90 HIDDEN COVE
Located directly across the street from the beach, Shelter Cove is an exclusive 44-lot community nestled along saltwater canals off the Intracoastal Waterway. With very few vacant lots remaining, this is a rare opportunity to purchase now and build when you’re ready. Residents enjoy a private clubhouse and community pool, with landscaping maintenance and irrigation well conveniently included in the HOA dues. Just down the street, you’ll find the charm of Flagler Beach—home to local restaurants, boutique shopping, a fishing pier, and a weekly Farmer’s Market. Ideally situated between historic St. Augustine and world-famous Daytona Beach, with easy access to Orlando and Jacksonville, this location offers the perfect blend of coastal living and convenience.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,002 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,002/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside BEVERLY BEACH 32136
BEVERLY BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The BEVERLY BEACH 32136 market
This home is listed 19% below the BEVERLY BEACH 32136 median.
Paper trail
This home's history
Reality check
What actually sold near 90 HIDDEN COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$80,000
1370 SHIPWRECK LANE · same community
1 bd · 1 ba · 384 sqft · $208/sqft · 15 DOM
Sold · Mar ’26$125,000
1401 STARBOARD DRIVE · same community
2 bd · 2 ba · 830 sqft · $151/sqft · 21 DOM
Sold · Apr ’26$160,000
1385 PINE ISLAND DRIVE S · same community
1 bd · 2 ba · 929 sqft · $172/sqft · 295 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 90 HIDDEN COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 90 HIDDEN COVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
90 HIDDEN COVE FAQs
What would the monthly payment be for 90 HIDDEN COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,002/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 90 HIDDEN COVE?+
The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 90 HIDDEN COVE?+
The most recent tax bill on record (2025) was $2,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 90 HIDDEN COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in BEVERLY BEACH 32136?+
At $364,000, this home is listed about 19% below the BEVERLY BEACH 32136 median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 90 HIDDEN COVE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BEVERLY BEACH 32136 market on paper
$364,000 is 19% below the BEVERLY BEACH 32136 median of $449,900.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA · Debby Meyer. MLS #FC270356.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.