660 LAMBERT AVENUE, FLAGLER BEACH, FL, 32136
Active286 days on marketListed Oct 8, 2025MLS #FC312541
About this home
660 LAMBERT AVENUE
Opportunities of this scale and position are vanishingly rare along the Intracoastal Waterway. Spanning an expansive triple lot with over 240 feet of direct ICW frontage, 660 Lambert Dr offers the ultimate blank canvas for those who value privacy, and unparalleled water access. This Mediterranean-inspired residence, with 3,476 sq ft of living space, is perfectly positioned to serve as the foundation for your ultimate coastal vision. While the home offers grand features, including a marble foyer, two fireplaces, a gourmet kitchen with dual pantries, and a spacious primary suite, the true value lies in the site itself. With an existing pool, a newly refurbished private dock, and a gated, serene entrance, you are acquiring one of the most significant footprints in the area. Grab this chance to curate a one-of-a-kind estate to your exact specifications! With the bones, the location, and the space already established, this is a rare chance to own this water-front home and build your legacy.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,476
Sqft
1.28 ac
Lot size
3
Garage
2002
Year built
One
Levels
$503
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,582 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,582/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56.7%
$/sqft vs Flagler Beach actives
$503 vs $315
Days on market
286 vs 68 typical
Where $503/sqft sits among the 128 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
59 of 128
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 289% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 660 LAMBERT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$884,000
940 LAMBERT AVENUE · same community
3 bd · 2 ba · 1,821 sqft · $485/sqft · 92 DOM
Sold · Dec ’25$1,560,000
440 LAMBERT AVENUE
4 bd · 3.5 ba · 3,076 sqft · $507/sqft · 178 DOM
Sold · Nov ’25$433,532
24 SIGNET CIRCLE
4 bd · 2 ba · 2,766 sqft · $157/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 660 LAMBERT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 660 LAMBERT AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
660 LAMBERT AVENUE FAQs
What would the monthly payment be for 660 LAMBERT AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,582/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 660 LAMBERT AVENUE?+
The most recent tax bill on record (2024) was $27,877. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Flagler Beach?+
At $1,750,000, this home is listed about 201% above the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 660 LAMBERT AVENUE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,750,000 runs 289% above the FLAGLER BEACH 32136 median — but at 3,476 sqft it's also 69% larger than the typical Flagler Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
286 days on market against a Flagler Beach median of 68 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,000,000, now $1,750,000 — a $250K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER PREMIER PROPERTIES · Vlaja Telfer. MLS #FC312541.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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