Dan Schriver
$875,000$965,0004 bd3 ba2,580 sqft$339 /sqft$6,103 /mo all-in ↓

2995 RAGIS ROAD, EDGEWATER, FL, 32132

Active189 days on marketListed Jan 13, 2026MLS #FC315297

Reduced $90KSingle Family ResidenceASSESSORS BETTS GRANT

About this home

2995 RAGIS ROAD

Discover your own private 5 acre retreat featuring a custom-built 2023 home designed with exceptional craftsmanship and top-tier materials throughout. From the moment you arrive, the solar-powered entry gate and illuminated driveway—complete with power stations every 200 feet (for future decorating or more landscape lighting) sets the tone for the quality you'll find inside and out. Built to stand the test of time, this home is constructed on a 17-inch stem wall, with a 4+ inch concrete slab, solid poured concrete block exterior walls, and impact-rated windows and doors for unmatched safety and durability. A metal roof laid over ¾-inch plywood, 5/8'' drywall ceilings, insulated interior living room walls, and a 5-ton HVAC system insures comfort and efficiency year-round. Inside, the wide-open layout welcomes you with an expansive family room flowing seamlessly into a gourmet kitchen featuring quartz countertops, custom cabinetry, and premium finishes. 4 Bedrooms with 3 having their own bathrooms, this home offers ultimate flexibility for multigenerational living or luxurious guest accommodations. Every detail has been upgraded from LED dimmable lighting to thoughtful storage solutions including a climate-controlled attic that spans 60 feet in length with 6-foot clearance. Step outside and follow the private walkway to your stocked fountain pond and gazebo complete with electric and water perfect for enjoying rocket launches, quiet mornings, or beautiful evening sunsets. The outdoors is a dream for nature lovers: deer wander through the woods, and the property allows for farm animals if desired. Additional features include: 500-gallon propane tank (owned outright) Commercial gas tankless water heater delivering 5.8 GPM 160-foot deep well with full filtration system Septic system with automatic sub pump Detached 26x25 garage with hot/cold water hook-up and riding mower included Outdoor shower with its own tankless water heater All of this is tucked away in peaceful privacy yet only minutes from beaches, shopping, and everyday conveniences. This is more than a home... it's a lifestyle sanctuary built with intention and an eye for luxury.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,580

Sqft

5 ac

Lot size

2

Garage

2023

Year built

One

Levels

$339

Per sqft

Fireplace

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionStucco
FoundationSlab
FacesEast
ExteriorNone

Community & fees

Taxes (2025)$10,725/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,103 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$894
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$6,103/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$894
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $875K
$503KedgeAI estimate $842,161 · range $524K$1.6M$1.7M

vs edgeAI estimate

+3.9%

$/sqft vs Edgewater actives

$339 vs $202

Days on market

189 vs 39 typical

Where $339/sqft sits among the 151 Edgewater actives

53
52
22
8
4 · this home
12
$149–190$190–231$231–271$271–312$312–352$352+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Edgewater

Map of 2995 RAGIS ROAD

Get to know Edgewater. See the full Edgewater guide →

EDGEWATER 32132 — neighborhood snapshot

Population

8,132

Median age

57

Median income

$53,860

Median home value

$234,900

Avg household

2.14

Households w/ children

525

For the school run

Volusia County School District

ElementaryEdgewater Public School★★★★★
MiddleNew Smyrna Beach Middle School★★★★★
HighNew Smyrna Beach High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Edgewater market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$280K$307K

Edgewater median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

78 of 151

Edgewater actives have cut their price

Median sold price, Edgewater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 131% above the EDGEWATER 32132 median. See the full Edgewater market guide →

Paper trail

This home's history

CurrentPrice reduced to $875,000 $90K
Jan 13, 2026Listed at $965,000 · 189 days on market since
2023Built · ASSESSORS BETTS GRANT

Reality check

What actually sold near 2995 RAGIS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2950 RAGIS ROADSold · Aug ’25

$565,000

2950 RAGIS ROAD · same community

3 bd · 2 ba · 1,856 sqft · $304/sqft · 28 DOM

1798 HIDEAWAY LANESold · Apr ’26

$625,000

1798 HIDEAWAY LANE · same community

3 bd · 2 ba · 1,855 sqft · $337/sqft · 45 DOM

1870 S AIR PARK ROADSold · Oct ’25

$455,000

1870 S AIR PARK ROAD · same community

4 bd · 3 ba · 3,360 sqft · $135/sqft · 291 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2995 RAGIS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2995 RAGIS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

2995 RAGIS ROAD FAQs

What would the monthly payment be for 2995 RAGIS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,103/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2995 RAGIS ROAD?+

The most recent tax bill on record (2025) was $10,725. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Edgewater?+

At $875,000, this home is listed about 165% above the Edgewater median of $330,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2995 RAGIS ROAD?+

Edgewater Public School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$875,000 runs 131% above the EDGEWATER 32132 median — but at 2,580 sqft it's also 59% larger than the typical Edgewater listing.

02Time on market is leverage

189 days on market against a Edgewater median of 39 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $965,000, now $875,000 — a $90K cut. The full history is in the market section below.

Listing courtesy of REAL BROKER, LLC · Amber Morgan. MLS #FC315297.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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