10 FANWOOD COURT, PALM COAST, FL, 32137
Active175 days on marketListed Feb 20, 2026MLS #FC315427
About this home
10 FANWOOD COURT
WATERFRONT, saltwater POOL home with no flood insurance needed! Enjoy or rent out this adorable 2 bedroom, 2 bath home in Palm Coast’s desirable F section! So close to beaches, shops, restaurants, and golf course make this a fantastic location! Dock in place ready to enjoy your boat. Jump in and it's only a short ride to the Intracoastal Waterway to reach popular area sandbars and favorite fishing spots. NEW roof added in 2021 and new water heater added in 2023. Some improvements still needed to make it perfect, but that's why it's one of the lowest-priced saltwater canal waterfront with pool homes in the area! Schedule your showing today! (Owner is licensed FL Real Estate Broker.)
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,303
Sqft
0.36 ac
Lot size
2
Garage
1977
Year built
One
Levels
$351
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,311 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,311/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PALM HARBOR
$351 vs $241
Days on market
175 vs 49 typical
Where $351/sqft sits among the 20 homes for sale in PALM HARBOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
11 of 20
PALM HARBOR have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 10 FANWOOD COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$328,130
17 FAIRBANK LANE · same community
3 bd · 2 ba · 1,504 sqft · $218/sqft · 58 DOM
Sold · Jul ’26$365,000
11 FLAT ROCK LANE · same community
3 bd · 2 ba · 1,514 sqft · $241/sqft · 165 DOM
Sold · Jan ’26$385,000
127 FORRESTER PLACE · same community
3 bd · 2 ba · 1,572 sqft · $245/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10 FANWOOD COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10 FANWOOD COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
10 FANWOOD COURT FAQs
What would the monthly payment be for 10 FANWOOD COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,311/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10 FANWOOD COURT?+
The most recent tax bill on record (2024) was $3,022. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10 FANWOOD COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $458,000, this home is listed about 15% above the Palm Coast median of $399,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10 FANWOOD COURT?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$458,000 runs 21% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
175 days on market against a Palm Coast median of 49 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $474,500, now $458,000 — a $17K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TRADEMARK REALTY GROUP LLC · Lara Beaudoin. MLS #FC315427.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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