1 RYDING LANE, PALM COAST, FL, 32164
Active149 days on marketListed Feb 26, 2026MLS #FC316222
About this home
1 RYDING LANE
Virtually Staged. Discover the space, flexibility, and privacy you've been searching for in this expansive 5 bedroom home with a spacious bonus room, that can easily be configured as a 6-bedroom residence. Situated on an oversized corner lot in a quiet neighborhood of well-maintained homes, this property offers endless possibilities for growing families, multigenerational living, or those simply craving extra room to spread out. Mature landscaping with stately Oaks, Palm trees, and Pines creates a welcoming setting, while the fully fenced backyard provides privacy, a storage shed, and plenty of room to design your dream pool. Inside, the remodeled kitchen completed in 2023 serves as the heart of the home, featuring abundant cabinet space, stunning dolomite stone countertops, and newer stainless steel appliances. The kitchen seamlessly opens to a large family room and dining area, creating an ideal layout for entertaining and everyday living. Vinyl plank flooring runs throughout the main living areas, and the freshly painted interior offers a bright, move-in-ready feel. Natural light fills the home through numerous windows, a skylight, and a sliding glass door that leads to a spacious screened-in balcony—perfect for relaxing or hosting gatherings. The exterior has been recently pressure washed, adding to the home's well-maintained appeal. Generously sized bedrooms provide comfort and versatility, while bathrooms are thoughtfully appointed with Kohler plumbing fixtures and Moen faucets. With abundant storage, ample outdoor space, and a peaceful setting, this home is ready to accommodate your lifestyle today and for years to come.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,400
Sqft
0.33 ac
Lot size
1
Garage
1987
Year built
Two
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,726 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,726/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.8%
$/sqft vs PALM COAST SEC 29
$160 vs $166
Days on market
149 vs 47 typical
Where $160/sqft sits among the 7 homes for sale in PALM COAST SEC 29
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lehigh Woods
Get to know Palm Coast. See the full Palm Coast guide →
Lehigh Woods — neighborhood snapshot
Population
13,339
Median age
44
Median income
$69,773
Median home value
$292,425
Avg household
3
Households w/ children
1,584
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
1 of 7
PALM COAST SEC 29 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% above the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 1 RYDING LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$362,500
20 RYBAR LANE · same community
4 bd · 2.5 ba · 2,488 sqft · $146/sqft · 7 DOM
Sold · May ’26$350,000
137 RYBERRY DRIVE · same community
4 bd · 3 ba · 2,515 sqft · $139/sqft · 2 DOM
Sold · Dec ’25$439,800
1 RYECARR PLACE · same community
3 bd · 2 ba · 2,537 sqft · $173/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1 RYDING LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1 RYDING LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
1 RYDING LANE FAQs
What would the monthly payment be for 1 RYDING LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,726/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1 RYDING LANE?+
The most recent tax bill on record (2025) was $1,549. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $385,000, this home is listed about 3% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1 RYDING LANE?+
Rymfire Elementary School (elementary), Buddy Taylor Middle School (middle), Flagler-Palm Coast High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$385,000 runs 13% above the PALM COAST 32164 median — but at 2,400 sqft it's also 27% larger than the typical Palm Coast listing.
02Time on market is leverage
149 days on market against a Palm Coast median of 47 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $419,000, now $385,000 — a $34K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Laurent Alves. MLS #FC316222.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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