449 JARAMA CIRCLE, ST AUGUSTINE, FL, 32084
Active59 days on marketListed May 22, 2026MLS #FC318333
About this home
449 JARAMA CIRCLE
Spacious 5 bedroom, 3 bathroom home located in the desirable Entrada community of St. Augustine. This well-designed floor plan offers comfortable living space with split bedrooms, a downstairs primary suite, and an open kitchen featuring a breakfast bar, kitchen island, pantry, eat-in area, dishwasher, disposal, electric range, microwave, and electric water heater. Interior features include an entrance foyer, walk-in closet, smart thermostat, carpet and tile flooring, central electric heating and cooling, and washer/dryer hookups. Enjoy convenient access to shopping, dining, schools, major roadways, and historic downtown St. Augustine. Community amenities may include pool, fitness center, playground, splash pad, dog park, and walking areas. HOA/CDD fees apply; buyer to verify all fees, restrictions, amenities, room sizes, and information deemed important.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,499
Sqft
0.24 ac
Lot size
2
Garage
2022
Year built
Two
Levels
$148
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Augustine actives
$148 vs $241
Days on market
59 vs 39 typical
Where $148/sqft sits among the 178 St Augustine actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32084 — neighborhood snapshot
Population
36,998
Median age
43.9
Median income
$72,965
Median home value
$295,000
Avg household
2.43
Households w/ children
3,332
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
72 of 178
St Augustine actives have cut their price
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the ST AUGUSTINE 32084 median. See the full St Augustine market guide →
Paper trail
This home's history
Reality check
What actually sold near 449 JARAMA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$410,000
114 LOGRONO COURT · same community
4 bd · 2.5 ba · 2,491 sqft · $165/sqft · 108 DOM
Sold · Oct ’25$443,000
54 EVORA COURT
5 bd · 3 ba · 2,499 sqft · $177/sqft · 16 DOM
Sold · Jan ’26$435,500
710 ORELLANA ROAD
5 bd · 3 ba · 2,499 sqft · $174/sqft · 22 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 449 JARAMA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 449 JARAMA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
449 JARAMA CIRCLE FAQs
What would the monthly payment be for 449 JARAMA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,184/mo — principal and interest, the actual property-tax bill, the $7/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 449 JARAMA CIRCLE?+
The association fee works out to $7 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 449 JARAMA CIRCLE?+
The most recent tax bill on record (2025) was $8,182. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 449 JARAMA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $369,000, this home is listed about 16% below the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 449 JARAMA CIRCLE?+
St. Augustine High School (high), First Coast Technical College (high), Sebastian Middle School (middle), Crookshank Elementary School (elementary), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$369,000 runs 11% above the ST AUGUSTINE 32084 median — but at 2,499 sqft it's also 58% larger than the typical St Augustine listing.
02Strong assigned schools
St. Augustine High School, First Coast Technical College, Sebastian Middle School, Crookshank Elementary School, Mky- Head Start /Dpp Pk School — St. Augustine High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $410,000, now $369,000 — a $41K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of 1ST GLOBAL REALTY, LLC · Larissa Johnson. MLS #FC318333.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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