7990 A1A S UNIT 404, ST AUGUSTINE, FL, 32080
Active61 days on marketListed May 22, 2026MLS #FC318672
About this home
7990 A1A S UNIT 404
Experience the best of coastal living in this beautifully maintained 3-bedroom, 2-bath condo located in the highly desirable Sand Dollar community of St. Augustine. Wake up to breathtaking ocean views from your private balcony and enjoy easy beach access just steps away. Enjoy an open and inviting layout designed for both everyday living and entertaining, and a kitchen that gives you ocean views while you cook and gather with guests. This condo also features a private laundry room and comfortable coastal living spaces throughout. Residents enjoy resort-style amenities including a community pool and tennis courts. Being offered fully turnkey, this property is an excellent opportunity for an investment property, vacation rental, or your own personal beachside getaway. Conveniently located near historic downtown St. Augustine, dining, shopping, and local attractions, this is Florida coastal living at its finest!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,554
Sqft
2
Garage
1983
Year built
One
Levels
$582
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,018 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,018/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Augustine
Get to know St Augustine. See the full St Augustine guide →
ST AUGUSTINE 32080 — neighborhood snapshot
Population
21,368
Median age
58.3
Median income
$91,201
Median home value
$497,500
Avg household
2.06
Households w/ children
1,323
For the school run
St. Johns County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Augustine market
$450K → $400K
St Augustine median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 51% above the ST AUGUSTINE 32080 median. See the full St Augustine market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7990 A1A S UNIT 404 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7990 A1A S UNIT 404 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
7990 A1A S UNIT 404 FAQs
What would the monthly payment be for 7990 A1A S UNIT 404?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,018/mo — principal and interest, the actual property-tax bill, the $1,225/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7990 A1A S UNIT 404?+
The association fee works out to $1,225 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7990 A1A S UNIT 404?+
The most recent tax bill on record (2025) was $4,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7990 A1A S UNIT 404?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Augustine?+
At $905,000, this home is listed about 106% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7990 A1A S UNIT 404?+
Gamble Rogers Middle School (middle), W. Douglas Hartley Elementary (elementary), Pedro Menendez High School (high), Mky- Head Start /Dpp Pk School (), First Coast Technical College (high) — St. Johns County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$905,000 runs 51% above the ST AUGUSTINE 32080 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,225/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Gamble Rogers Middle School, W. Douglas Hartley Elementary, Pedro Menendez High School, Mky- Head Start /Dpp Pk School, First Coast Technical College — W. Douglas Hartley Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $920,000, now $905,000 — a $15K cut. The full history is in the market section below.
Listing courtesy of WEICHERT REALTORS HALLMARK · Brenna Jarnecke Darrol. MLS #FC318672.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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