6 MONTERREY DRIVE, PALM COAST, FL, 32137
Active3 days on marketListed Jul 30, 2026MLS #FC320308
About this home
6 MONTERREY DRIVE
Virtually Staged. Experience refined coastal living in this beautifully appointed pool home located within the prestigious gated oceanfront community of Hammock Dunes. Nestled on a quiet street, this elegant residence offers an ideal blend of timeless design, comfortable living, and effortless indoor-outdoor entertaining. The spacious open-concept floor plan features soaring ceilings, abundant natural light, and a striking floor-to-ceiling stone fireplace that serves as the focal point of the main living area. The gourmet kitchen is designed to impress with custom cabinetry, granite countertops, a large center island with prep sink, stainless steel appliances, double wall ovens, and generous workspace perfect for everyday living or entertaining. Ideal layout features the primary suite, kitchen, dining and living areas on the ground level. Magnificent pool and patio area, convenient full pool bathroom off garage. Fenced-in yard with plenty of room for young ones or a furry friend to roam. The expansive covered lanai creates a true outdoor retreat overlooking the screened pool (a convenient pool bath located off of the garage) and private backyard, complete with multiple seating areas, ceiling fans, and seamless access from the home's living spaces. The spacious primary suite provides a peaceful escape, while thoughtfully designed guest accommodations offer comfort and privacy for family and visitors. Located in one of Palm Coast's most sought-after luxury communities, residents enjoy 24-hour gated security, beautifully maintained surroundings, and optional membership opportunities at the renowned Hammock Dunes Club featuring championship golf, oceanfront dining, fitness facilities, tennis, pickleball, croquet, and private beach access. Just minutes from shopping, dining, marinas, and all that Palm Coast has to offer, this exceptional home presents the perfect opportunity to enjoy Florida's premier coastal lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,541
Sqft
0.26 ac
Lot size
2
Garage
1993
Year built
Two
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,400 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,400/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$354 vs $218
Days on market
3 vs 47 typical
Where $354/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hammock Dunes
Get to know Palm Coast. See the full Palm Coast guide →
Hammock Dunes — neighborhood snapshot
Population
1,391
Median age
65
Median income
$121,250
Median home value
$772,500
Avg household
2
Households w/ children
31%
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
166 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 137% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 6 MONTERREY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$695,000
10 MADEIRA COURT · same community
2 bd · 2 ba · 2,020 sqft · $344/sqft · 1 DOM
Sold · Aug ’25$1,150,000
44 N WATERVIEW DRIVE
3 bd · 3 ba · 2,558 sqft · $450/sqft · 3 DOM
Sold · Feb ’26$669,900
25 MARLIN DRIVE
3 bd · 3 ba · 2,620 sqft · $256/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6 MONTERREY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6 MONTERREY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
6 MONTERREY DRIVE FAQs
What would the monthly payment be for 6 MONTERREY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,400/mo — principal and interest, the actual property-tax bill, the $394/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6 MONTERREY DRIVE?+
The association fee works out to $394 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6 MONTERREY DRIVE?+
The most recent tax bill on record (2025) was $7,899. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6 MONTERREY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $899,000, this home is listed about 128% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6 MONTERREY DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,000 runs 137% above the PALM COAST 32137 median — but at 2,541 sqft it's also 35% larger than the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Palm Coast market that averages 47 — if it fits, move quickly.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of HAMMOCK REAL ESTATE GROUP · Luke O'Reilly. MLS #FC320308.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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