49 BANNERWOOD LANE, PALM COAST, FL, 32137
Active4 days on marketListed Aug 4, 2026MLS #FC320401
About this home
49 BANNERWOOD LANE
Welcome to this beautifully maintained home in the highly desirable Indian Trails neighborhood! This move-in-ready property is in excellent condition and has been thoughtfully updated, offering peace of mind for years to come. Recent improvements include a new roof (2024), new privacy fence (2024), A/C and ductwork replaced in 2018, and a water heater installed in 2014. Enjoy the warmth and charm of the wood-burning fireplace, professionally cleaned in 2020, along with the timeless appeal of tile and wood flooring throughout the home. This is a wonderful opportunity to own a well-cared-for home in one of Palm Coast’s most sought-after communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,515
Sqft
0.23 ac
Lot size
2
Garage
1988
Year built
One
Levels
$198
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,110 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,110/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.5%
$/sqft vs BAYSIDE PRCL C
$198 vs $215
Days on market
4 vs 49 typical
Where $198/sqft sits among the 8 homes for sale in BAYSIDE PRCL C
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $361K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
3 of 8
BAYSIDE PRCL C have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 49 BANNERWOOD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$324,990
22 BALLENGER LANE · same community
3 bd · 2 ba · 1,504 sqft · $216/sqft · 134 DOM
Sold · Jun ’26$180,000
171 BAYSIDE DRIVE · same community
3 bd · 2 ba · 1,497 sqft · $120/sqft · 6 DOM
Sold · Jun ’26$265,000
129 BAYSIDE DRIVE · same community
3 bd · 2 ba · 1,534 sqft · $173/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 49 BANNERWOOD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 49 BANNERWOOD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
49 BANNERWOOD LANE FAQs
What would the monthly payment be for 49 BANNERWOOD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,110/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 49 BANNERWOOD LANE?+
The most recent tax bill on record (2025) was $626. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $299,900, this home is listed about 25% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 49 BANNERWOOD LANE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$299,900 is 22% below the PALM COAST 32137 median of $384,950, and at $198/sqft it sits under the Palm Coast average of $259.
02Fresh on the market
Only 4 days on market in a Palm Coast market that averages 49 — if it fits, move quickly.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXCHANGE, LLC · Jennifer Wagner. MLS #FC320401.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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