418 40TH AVENUE S, ST PETERSBURG, FL, 33705
Active456 days on marketListed May 16, 2025MLS #GC530326
About this home
418 40TH AVENUE S
Updated Price! Improvements all completed! Move right in and enjoy worry-free homeownership in this beautifully updated 3-bedroom home with garage in South St. Petersburg. The expensive updates have already been completed, making this an exceptional opportunity for buyers seeking a low-maintenance home with modern finishes and immediate comfort. Recent improvements include: • New Roof (2023) • New HVAC System (2025) • New Water Heater (2025) • New Stainless-Steel Appliances(2025) • Luxury Vinyl Plank Flooring (2025) • New Ceiling Fans and Blinds (2025) Inside, you'll find a bright, open floor plan filled with natural light and centered around a spacious granite kitchen island that's perfect for everyday living and entertaining. The updated interior creates a warm and welcoming atmosphere from the moment you walk through the door. Step outside to enjoy a fully fenced backyard featuring a patio, fire pit area, and plenty of room for pets, gardening, or gatherings with family and friends. Relax on the charming front paver porch with your morning coffee or unwind after a long day. Additional features include a garage, washer/dryer connections, two Ring doorbell cameras, recent survey, termite policy, 4-Point Inspection, and Wind Mitigation Report available for buyer review. Conveniently located within 10 minutes to downtown St. Petersburg, near waterfront parks, dining, shopping, and Gulf beaches, this move-in-ready home offers outstanding value at an affordable price. Schedule your private showing today and see why this home stands out from the competition. 100% FINANCING ELIGIBLE WITH NO INCOME RESTRICTIONS! Seller is a Licensed Florida Real Estate Broker.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,048
Sqft
0.14 ac
Lot size
1
Garage
1966
Year built
One
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,645 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,645/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.2%
$/sqft vs St Petersburg actives
$323 vs $340
Days on market
456 vs 57 typical
Where $323/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33705 — neighborhood snapshot
Population
27,024
Median age
44
Median income
$70,783
Median home value
$321,500
Avg household
2.27
Households w/ children
2,157
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
229 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the ST PETERSBURG 33705 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 418 40TH AVENUE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$268,000
4101 4TH STREET S · same community
2 bd · 1 ba · 954 sqft · $281/sqft · 128 DOM
Sold · Mar ’26$135,000
6411 & 6415 WERNER AVENUE · same community
2 bd · 1 ba · 1,256 sqft · $107/sqft · 223 DOM
Sold · Aug ’25$392,000
419 40TH AVENUE S · same community
3 bd · 2 ba · 1,314 sqft · $298/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 418 40TH AVENUE S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 418 40TH AVENUE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
418 40TH AVENUE S FAQs
What would the monthly payment be for 418 40TH AVENUE S?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,645/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 418 40TH AVENUE S?+
The most recent tax bill on record (2024) was $4,069. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $339,000, this home is listed about 21% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.
Which schools are assigned to 418 40TH AVENUE S?+
Lakewood Elementary School (elementary), Lakewood High School (high), Bay Point Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$339,000 runs 15% above the ST PETERSBURG 33705 median.
02Time on market is leverage
456 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $374,500, now $339,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TRIPPE REALTY MANAGEMENT INC · Pat Trippe. MLS #GC530326.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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