181 HILL TOP LOOP, HAWTHORNE, FL, 32640
Active29 days on marketListed Jun 24, 2026MLS #GC541403
About this home
181 HILL TOP LOOP
Escape to Your Own 3.96-Acre Wooded Homestead! Discover the ultimate blend of privacy, natural beauty, and country living at an affordable price. Tucked away in the quiet community of Long Lake Estates, this stunning 3.96-acre vacant lot is fully zoned Agricultural (AG), making it the perfect canvas for your dream homestead, hobby farm, or private retreat. You get the peace of country living without sacrificing convenience to some of the area's best recreation. Just a short 18-minute drive to the popular Lake Santa Fe, complete with a public boat ramp for easy days spent fishing, boating, and kayaking. This is country living at its finest—a rare opportunity to own a sizable chunk of land that feels miles away from it all, while still being an easy drive to local lakes, shops, stores, and amenities. Don't wait to claim your slice of paradise. Come see this beautiful property today and start planning your future!
Facts & features
The home at a glance
3.96 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$683 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$683/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% below the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 181 HILL TOP LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$549,000
13330 MORROW LANE · same community
3 bd · 2 ba · 1,730 sqft · $317/sqft · 6 DOM
Sold · Mar ’26$640,000
13112 BRUTUS DRIVE · same community
3 bd · 2 ba · 2,596 sqft · $247/sqft · 24 DOM
Sold · Apr ’26$2,825,000
8090 Twin Lake Drive, Boca Raton FL 33496 · same community
4 bd · 4 ba · 3,947 sqft · $716/sqft · 275 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 181 HILL TOP LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 181 HILL TOP LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
181 HILL TOP LOOP FAQs
What would the monthly payment be for 181 HILL TOP LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $683/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 181 HILL TOP LOOP?+
The most recent tax bill on record (2025) was $589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $74,900, this home is listed about 72% below the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to 181 HILL TOP LOOP?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LAKESIDE REALTY · Trey Fields, III. MLS #GC541403.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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