7250 CARDINAL TRAIL, FANNING SPRINGS, FL, 32693
Active3 days on marketListed Aug 7, 2026MLS #GC542559
About this home
7250 CARDINAL TRAIL
Welcome to this charming 3-bedroom, 2-bath home located in the gated Riverwalk community in Fanning Springs, Florida. Conveniently situated near the front entrance of the neighborhood, this property offers easy access while still providing a peaceful setting with a natural wildlife area directly behind the home. Enjoy the added privacy and beauty of frequent deer sightings right from your backyard. Outside, you'll find a finished storage shed complete with A/C, making it a versatile space for a workshop, hobby area, home office, or additional storage. The property also features three covered overhangs, providing plenty of room to store lawn equipment, tools, outdoor gear, or recreational items while keeping them protected from the elements. Fanning Springs is known for its laid-back small-town atmosphere and abundance of outdoor recreation. The area is surrounded by Florida's natural springs, rivers, and abundant wildlife, with Fanning Springs State Park nearby along the Suwannee River. The park offers swimming in the crystal-clear spring water, paddling, fishing, picnicking, hiking, and wildlife viewing. The Suwannee River Wilderness Trail also provides opportunities for kayaking and canoeing through some of North Florida's most scenic natural surroundings. Whether you're looking for a full-time residence, a peaceful retreat, or a home close to some of North Florida's best outdoor recreation, this Riverwalk property offers comfort, convenience, and a unique connection to the area's natural beauty.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,470
Sqft
0.2 ac
Lot size
2
Garage
2013
Year built
One
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,301 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,301/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.9%
Days on market
3 vs 21 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fanning Springs
Get to know Fanning Springs. See the full Fanning Springs guide →
FANNING SPRINGS 32693 — neighborhood snapshot
Population
11,692
Median age
46
Median income
$64,128
Median home value
$182,300
Avg household
2.46
Households w/ children
1,358
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fanning Springs market
$275K → $335K
Fanning Springs median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Fanning Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the FANNING SPRINGS 32693 median. See the full Fanning Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 7250 CARDINAL TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$270,000
7246 CARDINAL TRAIL
3 bd · 2 ba · 1,481 sqft · $182/sqft · 7 DOM
Sold · Jun ’26$315,000
6095 SW 82ND PLACE
3 bd · 2 ba · 1,413 sqft · $223/sqft · 35 DOM
Sold · Feb ’26$297,000
17391 NW 81 TERRACE
3 bd · 2 ba · 1,550 sqft · $192/sqft · 113 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7250 CARDINAL TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7250 CARDINAL TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
7250 CARDINAL TRAIL FAQs
What would the monthly payment be for 7250 CARDINAL TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,301/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7250 CARDINAL TRAIL?+
The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7250 CARDINAL TRAIL?+
The most recent tax bill on record (2025) was $2,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7250 CARDINAL TRAIL?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fanning Springs?+
At $285,000, this home is listed about 5% below the Fanning Springs median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 7250 CARDINAL TRAIL?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$285,000 runs 43% above the FANNING SPRINGS 32693 median.
02Fresh on the market
Only 3 days on market in a Fanning Springs market that averages 21 — if it fits, move quickly.
03Strong assigned schools
Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC542559.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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