Dan Schriver
$260,000$300,0004 bd2.5 ba1,879 sqft$138 /sqft$2,466 /mo all-in ↓

1465 DEEPWATER CIRCLE, EAGLE LAKE, FL, 33839

Active180 days on marketListed Jan 22, 2026MLS #L4958768

Priced 8% below the EAGLE LAKE 33839 medianReduced $40KSingle Family ResidenceRANCHES AT MCLEOD 40S

About this home

1465 DEEPWATER CIRCLE

Short Sale. BANK APPROVED PRICE! Take a look at this 4 bedroom 2.5 bathroom 2 story home located conveniently with easy access to dining, shopping, and major roadways. This home features an open floor plan with tile flooring in the great room and kitchen, along with tile flooring in the bathrooms. The spacious kitchen features a large island, closet pantry, stainless steel appliances, and plenty of cabinet and countertop space. The kitchen opens to the spacious living room space with sliding doors out to your patio and backyard. You’ll also find a half bath downstairs. All of the bedrooms along with the laundry room are located upstairs. The primary bedroom offers plenty of space and features an ensuite with a dual sink vanity, tiled stand up shower and a large walk in closet. The remaining bedrooms are spacious and share the 2nd bathroom with a single sink vanity and tub/shower combo with tile surround. There is also a loft area at the top of the stairs which would make the perfect TV space or library. This home has so much to offer. Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,879

Sqft

0.1 ac

Lot size

2

Garage

2024

Year built

Two

Levels

$138

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$108/mo
Taxes (2025)$6,624/yr
PetsYes
CommunityPark

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Phone Available · Public · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,466 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$552
HOA fee — from the listing$108
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,100Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,100
Interest rate6.00%
Loan term

Estimated payment

$2,466/mo

Principal & interest$1,531
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$552
HOA / condo fee$108
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $260K
$250KedgeAI estimate $280,258 · range $271K$291K$303K

vs edgeAI estimate

−7.2%

$/sqft vs Eagle Lake actives

$138 vs $167

Days on market

180 vs 17 typical

Where $138/sqft sits among the 58 Eagle Lake actives

11 · this home
11
8
10
8
10
$136–146$146–157$157–168$168–178$178–189$189+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eagle Lake

Map of 1465 DEEPWATER CIRCLE

Get to know Eagle Lake. See the full Eagle Lake guide →

EAGLE LAKE 33839 — neighborhood snapshot

Population

4,397

Median age

31.1

Median income

$93,229

Median home value

$234,600

Avg household

3.26

Households w/ children

625

For the school run

Polk County School District

ElementaryLake Shipp Elementary School★★★★
HighLake Region High School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eagle Lake market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$302K$285K

Eagle Lake median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

31 of 58

Eagle Lake actives have cut their price

Median sold price, Eagle Lake, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the EAGLE LAKE 33839 median. See the full Eagle Lake market guide →

Paper trail

This home's history

CurrentPrice reduced to $260,000 $40K
Jan 22, 2026Listed at $300,000 · 180 days on market since
2024Built · RANCHES AT MCLEOD 40S

Reality check

What actually sold near 1465 DEEPWATER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2146 LASSO LOOPSold · Dec ’25

$279,810

2146 LASSO LOOP · same community

4 bd · 2.5 ba · 1,880 sqft · $149/sqft · 22 DOM

2158 LASSO LOOPSold · Mar ’26

$264,990

2158 LASSO LOOP · same community

4 bd · 2.5 ba · 1,880 sqft · $141/sqft · 22 DOM

2170 LASSO LOOPSold · Feb ’26

$254,740

2170 LASSO LOOP · same community

4 bd · 2.5 ba · 1,880 sqft · $136/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1465 DEEPWATER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1465 DEEPWATER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

1465 DEEPWATER CIRCLE FAQs

What would the monthly payment be for 1465 DEEPWATER CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,466/mo — principal and interest, the actual property-tax bill, the $108/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1465 DEEPWATER CIRCLE?+

The association fee works out to $108 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1465 DEEPWATER CIRCLE?+

The most recent tax bill on record (2025) was $6,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1465 DEEPWATER CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eagle Lake?+

At $260,000, this home is listed about 11% below the Eagle Lake median of $290,990. The market section on this page shows how the area is trending.

Which schools are assigned to 1465 DEEPWATER CIRCLE?+

Lake Shipp Elementary School (elementary), Lake Region High School (high), Westwood Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the EAGLE LAKE 33839 market on paper

$260,000 is 8% below the EAGLE LAKE 33839 median of $281,939, and at $138/sqft it sits under the Eagle Lake average of $166.

02Time on market is leverage

180 days on market against a Eagle Lake median of 17 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $300,000, now $260,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY Y · Casandra Vann. MLS #L4958768.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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