3171 PEARLY DRIVE, LAKELAND, FL, 33812
Active128 days on marketListed Apr 3, 2026MLS #L4960766
About this home
3171 PEARLY DRIVE
Welcome home to this beautifully designed residence featuring a modern, neutral color palette and quality construction by Tapia, showcasing the popular Bailey model. From the moment you arrive, you’ll be impressed by the stunning front elevation with stone accents, columns, a brick paver driveway and walkway, and a striking leaded glass front door. Inside, the home offers both a formal dining room and a charming breakfast nook, perfect for everyday living and entertaining. The spacious great room features volume tray ceilings with crown molding, which also extend into the primary suite, adding an elegant architectural touch throughout. The kitchen is thoughtfully appointed with sleek, upgraded wood cabinetry, granite countertops, and ample workspace, all complemented by wood window sills and a cohesive, high-end finish. The primary suite is a true retreat, complete with an upgraded walk-in closet and a luxurious en suite bath featuring an oversized shower, garden tub, and dual sinks. Durable and stylish wood-look tile flooring flows throughout the main living areas and all but three of the four bedrooms, offering both beauty and easy maintenance. Additional features include a full-home solar energy system with battery backup (to be paid off at closing by the sellers), fresh exterior paint, smart light switches throughout the home (some equipped with motion sensors), an alarm system, irrigation system, and a convenient side-entry garage. Located in a gated South Lakeland community, this well loved home is close to schools, shopping, dining, and provides easy access to the Polk Parkway. Call today to schedule a private tour!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,201
Sqft
0.22 ac
Lot size
2
Garage
2019
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,684 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,684/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.5%
$/sqft vs Lakeland actives
$231 vs $194
Days on market
128 vs 44 typical
Where $231/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33812 — neighborhood snapshot
Population
14,836
Median age
38.9
Median income
$100,569
Median home value
$335,000
Avg household
3.02
Households w/ children
1,880
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
202 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the LAKELAND 33812 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3171 PEARLY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$620,000
3170 PEARLY DRIVE · same community
4 bd · 3 ba · 2,245 sqft · $276/sqft · 34 DOM
Sold · Apr ’26$500,000
3218 PEARLY DRIVE · same community
4 bd · 3 ba · 2,365 sqft · $211/sqft · 40 DOM
Sold · Oct ’25$464,000
3048 MENTOR LANE · same community
4 bd · 3 ba · 2,486 sqft · $187/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3171 PEARLY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3171 PEARLY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
3171 PEARLY DRIVE FAQs
What would the monthly payment be for 3171 PEARLY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,684/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3171 PEARLY DRIVE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3171 PEARLY DRIVE?+
The most recent tax bill on record (2025) was $2,849. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3171 PEARLY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $509,000, this home is listed about 50% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3171 PEARLY DRIVE?+
Highland City Elementary School (elementary), Bartow Senior High School (high), Bartow Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$509,000 runs 31% above the LAKELAND 33812 median — but at 2,201 sqft it's also 28% larger than the typical Lakeland listing.
02Time on market is leverage
128 days on market against a Lakeland median of 44 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $550,000, now $509,000 — a $41K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Deborah Grogan. MLS #L4960766.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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