1120 SADDLEWOOD BOULEVARD, LAKELAND, FL, 33809
Pending22 days on marketListed Jul 19, 2026MLS #L4963608
About this home
1120 SADDLEWOOD BOULEVARD
**** WOW....PRICE REDUCED $10,000 . WOW !!!! Seller is Motivated.....HURRY IN TO SEE THIS PEACEFUL COUNTRY RETREAT – MOVE-IN READY on Nearly an ACRE! WELCOME HOME to this BEAUTIFULLY updated 4-bedroom, 2-bath Manufactured Home with a versatile den/office, offering the perfect blend of peaceful country living and everyday convenience. Situated on almost an acre of fully fenced land with no rear neighbors, this property provides privacy, wooded views, and room to enjoy the outdoors while still being close to shopping, restaurants, and schools. There have been so many upgrades by the seller on this spacious HOME in the Country! One of the only thing that the seller has left to the imagination for the new buyer is the kitchen. Come with your own dreams, and make it your own ! Once inside, you’ll love the Bright and Inviting Open Floor plan featuring a Spacious Great Room and Dining area, High vaulted ceilings, abundant windows, and a cozy fireplace that creates a warm and welcoming atmosphere. French Doors lead to a covered 12' x 10' deck overlooking the trees and woods, making it the ideal spot for morning coffee or relaxing evenings. The home features Generously Sized Bedrooms, a flexible Den/Office, an Indoor Laundry Room with washer and dryer, and newer Luxury Vinyl Flooring throughout most of the home, except carpet in the bedrooms. Important updates include a ROOF that is only 6 years old, a 3-year-old A/C SYSTEM, and a Newer Water heater for added peace of mind. Also, THIS HOME provides updated options such as a sump pump, newer skirting, water softener, 30amp outlet plug in for having a camper set up to have full power without an inverted generator and many important updated extras that the seller has added to make this an amazing home, that provides peace of mind knowing you are purchasing a well built home that you will love for years to come ! Outside, you’ll find two storage sheds plus a storage container and a fully functional chicken coop that convey with the property, offering exceptional storage for tools, hobbies, and equipment. The fully fenced yard is a plus for all your pets. This move-in-ready property offers the space, privacy, and modern updates buyers are looking for. If you’ve been searching for a fully fenced home with an open floor plan, fireplace, covered deck, and no rear neighbors, this is the one. Schedule your private showing today and discover the peaceful lifestyle this beautiful home has for you!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,128
Sqft
0.92 ac
Lot size
2007
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.4%
$/sqft vs Lakeland actives
$145 vs $194
Days on market
22 vs 44 typical
Where $145/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
205 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1120 SADDLEWOOD BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$285,000
952 SADDLEWOOD BOULEVARD · same community
5 bd · 2.5 ba · 2,079 sqft · $137/sqft · 58 DOM
Sold · Aug ’25$100,000
1110 SADDLEWOOD BOULEVARD · same community
3 bd · 2 ba · 1,320 sqft · $76/sqft · 0 DOM
Sold · Dec ’25$245,000
1110 SADDLEWOOD BOULEVARD · same community
4 bd · 2 ba · 1,320 sqft · $186/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1120 SADDLEWOOD BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1120 SADDLEWOOD BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
1120 SADDLEWOOD BOULEVARD FAQs
What would the monthly payment be for 1120 SADDLEWOOD BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,177/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1120 SADDLEWOOD BOULEVARD?+
The most recent tax bill on record (2025) was $739. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $309,000, this home is listed about 9% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1120 SADDLEWOOD BOULEVARD?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKELAND 33809 market on paper
$309,000 is 5% below the LAKELAND 33809 median of $324,900, and at $145/sqft it sits under the Lakeland average of $207.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $323,900, now $309,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ROOST REALTY GROUP LLC · Barb Wiechmann. MLS #L4963608.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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