12716 BALSAM AVENUE, HUDSON, FL, 34669
Active26 days on marketListed Jul 14, 2026MLS #N6145022
About this home
12716 BALSAM AVENUE
POOL HOME UNDER $400K | NEW 2026 ROOF | 2023 HVAC | NO HOA | NO CDD | NO FLOOD INSURANCE REQUIRED!!! Now offered at $399,900, this move-in-ready 3-bedroom, 2-bath Hudson pool home combines major recent updates with the freedom of no HOA or CDD. Enjoy your own screened in-ground pool and covered lanai, peaceful wooded views, and a quiet dead-end street. Major improvements include a NEW ROOF (2026), fresh exterior paint (2026), and a 2023 HVAC with UV light sanitizer, giving buyers added peace of mind. Inside, the open split-bedroom floor plan offers soaring ceilings, abundant natural light, a spacious primary suite with direct pool access, dual vanities, a garden tub, and separate shower. A guest bedroom also opens directly to the pool. The kitchen features a center island, breakfast nook and updated flooring. Additional features include a brick-paver driveway and walkway, screened garage door, irrigation system and 2-car garage. NO HOA • NO CDD • NO FLOOD INSURANCE REQUIRED • PRIVATE POOL • NEW ROOF • 2023 HVAC
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,699
Sqft
0.19 ac
Lot size
2
Garage
2003
Year built
One
Levels
$235
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,095 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,095/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.4%
$/sqft vs Hudson actives
$235 vs $198
Days on market
26 vs 45 typical
Where $235/sqft sits among the 400 Hudson actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Shadow Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
Shadow Lake Estates — neighborhood snapshot
Population
1,031
Median age
48
Median income
$87,500
Median home value
$269,000
Avg household
2
Households w/ children
104
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $279K
Hudson median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
205 of 400
Hudson actives have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the HUDSON 34669 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12716 BALSAM AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$375,000
12228 SHEARWATER DRIVE
4 bd · 2 ba · 1,692 sqft · $222/sqft · 41 DOM
Sold · Jan ’26$225,000
11903 GREENGATE DRIVE
3 bd · 2.5 ba · 1,666 sqft · $135/sqft · 185 DOM
Sold · Nov ’25$254,000
11950 GREENGATE DRIVE
3 bd · 2.5 ba · 1,666 sqft · $152/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12716 BALSAM AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12716 BALSAM AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
12716 BALSAM AVENUE FAQs
What would the monthly payment be for 12716 BALSAM AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,095/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12716 BALSAM AVENUE?+
The most recent tax bill on record (2025) was $4,843. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12716 BALSAM AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hudson?+
At $399,900, this home is listed about 18% above the Hudson median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12716 BALSAM AVENUE?+
Moon Lake Elementary School (elementary), Fivay High School (high), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$399,900 runs 16% above the HUDSON 34669 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $410,000, now $399,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXIT KING REALTY · Zorana Shepa. MLS #N6145022.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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