SR 434, OVIEDO, FL, 32765
Active973 days on marketListed Nov 21, 2023MLS #O6159211
About this home
SR 434
$$$ New Price and Owners will look at trade too. Developable, Outstanding location in Downtown Oviedo. adjacent to Pulte Homes new townhomes. on well over an acre (1.1) with 266 feet of road frontage on SR 434 (Central Avenue). Aross from the former Oviedo Montessori school. Very close to the intersection of Clark Street. So many possible uses. Great site for Professional office space, small subdivision. Imagine the possibilities. Hurry now!
Facts & features
The home at a glance
1.1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,764 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,764/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oviedo
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 57% above the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near SR 434
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$450,000
740 STONER ROAD · same community
3 bd · 1 ba · 850 sqft · $529/sqft · 5 DOM
Sold · Dec ’25$116,000
5131 W 11TH STREET W · same community
2 bd · 2 ba · 1,152 sqft · $101/sqft · 113 DOM
Sold · Nov ’25$205,000
1353 SPRING LAKE ROAD · same community
4 bd · 3 ba · 1,200 sqft · $171/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about SR 434 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SR 434 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
SR 434 FAQs
What would the monthly payment be for SR 434?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,764/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SR 434?+
The most recent tax bill on record (2021) was $3,306. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oviedo?+
At $750,000, this home is listed about 43% above the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to SR 434?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$750,000 runs 57% above the OVIEDO 32765 median.
02Time on market is leverage
973 days on market against a Oviedo median of 25 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,200,000, now $750,000 — a $450K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GLOBAL PROPERTIES SALES & MGMT · Joe Cremonese. MLS #O6159211.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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