Dan Schriver
$375,000$400,000$2,632 /mo all-in ↓

0 EDSEL AVENUE, ST CLOUD, FL, 34772

Active296 days on marketListed Oct 1, 2025MLS #O6347852

Reduced $25KST CLOUD MANOR ESTATES UNIT 3

About this home

0 EDSEL AVENUE

Discover the potential of this 5-acre parcel located in the growing St. Cloud area of Central Florida. This property offers a combination of usable land, location, and flexibility—making it well suited for a variety of permitted residential or investment uses. Conveniently located with access to Orlando, Lake Nona, and major roadways, the property is situated in an area experiencing continued residential and commercial growth. This makes it an attractive option for buyers seeking land for future development or long-term holding. The acreage provides ample space for development options such as: A custom residential home with additional space for permitted accessory structures A private estate-style homesite A long-term land hold in a high-growth corridor Potential small-scale development, subject to buyer verification of zoning and allowable usesPotential Uses can be: - Agricultural pursuits (farming, ranching) - Equestrian facilities - Gardening and landscaping - Residential development (limited) - Recreational activities St. Cloud offers a welcoming community atmosphere with access to parks, lakes, and outdoor activities. No HOA, CDD. Bring your boat, toys, RVs, and horses. Enjoy the peace of rural living while being just a stone's throw from the conveniences of city life. Don’t miss out on this rare gem to own a slice of rural paradise in St. Cloud, FL. Whether you’re looking to establish roots, ranch, or invest in a property with agricultural potential, this is the perfect canvas for your vision. Contact us today for more information or to schedule a viewing!

Facts & features

The home at a glance

4.76 ac

Lot size

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2024)$1,186/yr

Utilities & systems

UtilitiesCable Available · Electrical Nearby · Electricity Available · Sewer Nearby · Water Available · Water Nearby
WaterNone · Private

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,632 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2024 actual bill$99
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$2,632/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$99
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside St. Cloud Manor Estates

Map of 0 EDSEL AVENUE inside its neighborhood boundary

Drive times from this address

Universal Orlando40 min
Walt Disney World41 min
Orlando Int’l Airport (MCO)41 min
Downtown Orlando41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

St. Cloud Manor Estates — neighborhood snapshot

Population

1,083

Median age

36

Median income

$80,575

Median home value

$311,300

Avg household

3

Households w/ children

122

For the school run

Osceola County School District

ElementaryHickory Tree Elementary School★★★★★
MiddleSt. Cloud Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the ST CLOUD 34772 median. See the full St Cloud market guide →

Paper trail

This home's history

CurrentPrice reduced to $375,000 $25K
Oct 1, 2025Listed at $400,000 · 296 days on market since

Reality check

What actually sold near 0 EDSEL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3735 KAISER AVENUESold · Mar ’26

$235,000

3735 KAISER AVENUE · same community

2 bd · 1 ba · 784 sqft · $300/sqft · 33 DOM

3680 PACKARD AVENUESold · Aug ’25

$260,000

3680 PACKARD AVENUE · same community

3 bd · 1 ba · 924 sqft · $281/sqft · 183 DOM

4635 DEER RUN RDSold · Sep ’25

$530,000

4635 DEER RUN RD · same community

3 bd · 2 ba · 1,550 sqft · $342/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 EDSEL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 EDSEL AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

0 EDSEL AVENUE FAQs

What would the monthly payment be for 0 EDSEL AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,632/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 EDSEL AVENUE?+

The most recent tax bill on record (2024) was $1,186. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Cloud?+

At $375,000, this home is listed about 12% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 EDSEL AVENUE?+

Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of TRUST EQUITY GROUP LLC · Rhonda Fisher. MLS #O6347852.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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