3598 ALLEGRA CIRCLE UNIT 1460, ST CLOUD, FL, 34772
Active288 days on marketListed Oct 15, 2025MLS #O6352212
About this home
3598 ALLEGRA CIRCLE UNIT 1460
Welcome to Portofino Vista, one of Saint Cloud’s most desirable communities! This prime vacant lot offers the perfect opportunity to build your dream townhouse in a well-established neighborhood known for its charm, convenience, and growing appeal. Property Highlights: Location: Portofino Vista PB, Saint Cloud, Florida Lot Type: Townhouse lot Zoning: Residential Utilities: Public water and sewer available HOA: Community amenities and covenants apply
Facts & features
The home at a glance
0.04 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$488 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$488/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34772 — neighborhood snapshot
Population
33,542
Median age
39.9
Median income
$86,900
Median home value
$352,400
Avg household
3.05
Households w/ children
4,027
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% below the ST CLOUD 34772 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3598 ALLEGRA CIRCLE UNIT 1460
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$239,900
3462 ALLEGRA CIRCLE · same community
3 bd · 2.5 ba · 1,596 sqft · $150/sqft · 28 DOM
Sold · Apr ’26$250,000
3955 CROSLEY AVENUE
4 bd · 2.5 ba · 1,147 sqft · $218/sqft · 237 DOM
Sold · Feb ’26$289,580
5040 GARDENROW DRIVE
2 bd · 2 ba · 1,322 sqft · $219/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3598 ALLEGRA CIRCLE UNIT 1460 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3598 ALLEGRA CIRCLE UNIT 1460 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
3598 ALLEGRA CIRCLE UNIT 1460 FAQs
What would the monthly payment be for 3598 ALLEGRA CIRCLE UNIT 1460?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $488/mo — principal and interest, the actual property-tax bill, the $167/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3598 ALLEGRA CIRCLE UNIT 1460?+
The association fee works out to $167 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3598 ALLEGRA CIRCLE UNIT 1460?+
The most recent tax bill on record (2024) was $719. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3598 ALLEGRA CIRCLE UNIT 1460?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $15,900, this home is listed about 96% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3598 ALLEGRA CIRCLE UNIT 1460?+
Hickory Tree Elementary School (elementary), St. Cloud Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST CLOUD 34772 market on paper
$15,900 is 96% below the ST CLOUD 34772 median of $370,000.
02Time on market is leverage
288 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $21,000, now $15,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALLIANCE REAL ESTATE GROUP · Marcia Abe. MLS #O6352212.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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