Dan Schriver
$900,0003 bd3 ba3,115 sqft$289 /sqft$5,775 /mo all-in ↓

942 ARBOR GREEN TRAIL, ST CLOUD, FL, 34771

Active286 days on marketListed Oct 14, 2025MLS #O6352337

New constructionSingle Family ResidenceESPLANADE AT CENTER LAKE RANCH

Come see it

Upcoming open houses

Sat, Aug 1

12:00 PM – 5:00 PM

Clients/agents must visit model home at 1009 Tassleflower Trail, St. Cloud, FL, 34771, prior to visit.

Sun, Aug 2

12:00 PM – 5:00 PM

Clients/agents must visit model home at 1009 Tassleflower Trail, St. Cloud, FL, 34771, prior to visit.

About this home

942 ARBOR GREEN TRAIL

What's Special: Model Home | Pond View | Oversized Garage. Model Home - Available Now! Built by America's Most Trusted Homebuilder. Welcome to the Pallazio at 942 Arbor Green Trail in Esplanade at Center Lake Ranch! This home offers an open layout filled with natural light, creating a space that feels bright and welcoming. At the heart of the home, the great room flows seamlessly into the dining area and a gourmet kitchen with a large island and step-in pantry. Sliding doors open to an extended covered lanai, perfect for indoor-outdoor living. The primary suite is tucked away for privacy and features a spacious bedroom, an elegant bath with dual sinks, a large shower, and a generous walk-in closet. Two guest bedrooms provide comfort for visitors, with one offering a private full bath and the other located near an additional full bathroom. Every detail is designed for both relaxation and entertaining. Additional highlights include: an extended garage, gourmet kitchen, a bay window in the primary bathroom, and an extended covered lanai. Photos are for representative purposes only. MLS#O6352337 - Experience resort-style living in St. Cloud, Florida, at Esplanade within the gated Center Lake Ranch community. With homes offering stunning nature and pond views, every detail is designed for peace and relaxation. Enjoy wellness-focused amenities like a pool, spa, fitness center, and movement studio. Stay active with pickleball, bocce, or strolls through the Bark Park, while concierge services and community events keep life exciting. With planned trails, parks, and an 11-acre Central Park, Esplanade offers a serene, nature-filled lifestyle with easy access to major roads.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,115

Sqft

0.21 ac

Lot size

2

Garage

2025

Year built

One

Levels

$289

Per sqft

Water viewPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Outdoor Grill · Outdoor Kitchen · Sliding Doors

Community & fees

HOA fee$421/mo
Taxes (2025)$0/yr
PetsBreed Restrictions, Yes
CommunityClubhouse · Community Mailbox · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,775 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,856
PMI (est., until 20% equity)$338
Property tax — 2025 actual bill$0
HOA fee — from the listing$421
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $90,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $90,000
Interest rate6.00%
Loan term

Estimated payment

$6,600/mo

Principal & interest$4,856
PMI (est., until 20% equity)$338
Est. property taxes$825
HOA / condo fee$421
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $900K
$697KedgeAI estimate $762,360 · range $726K$854K$936K

vs edgeAI estimate

+18.1%

$/sqft vs ESPLANADE AT CENTER LAKE RANCH

$289 vs $335

Days on market

286 vs 33 typical

Where $289/sqft sits among the 6 homes for sale in ESPLANADE AT CENTER LAKE RANCH

3
0
0 · this home
0
1
2
$229–251$251–274$274–297$297–319$319–342$342+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 942 ARBOR GREEN TRAIL

Drive times from this address

Orlando Int’l Airport (MCO)40 min
Universal Orlando43 min
Downtown Orlando44 min
Walt Disney World45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

2 of 6

ESPLANADE AT CENTER LAKE RANCH have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 111% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Oct 14, 2025Listed at $900,000 · 286 days on market since
2025Built · ESPLANADE AT CENTER LAKE RANCH

Reality check

What actually sold near 942 ARBOR GREEN TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

985 TASSLEFLOWER TRAILSold · Nov ’25

$750,000

985 TASSLEFLOWER TRAIL · same community

4 bd · 3 ba · 3,004 sqft · $250/sqft · 193 DOM

991 TASSLEFLOWER TRAILSold · Mar ’26

$715,000

991 TASSLEFLOWER TRAIL · same community

3 bd · 3 ba · 3,004 sqft · $238/sqft · 82 DOM

925 TASSLEFLOWER TRAILSold · Jul ’26

$580,000

925 TASSLEFLOWER TRAIL · same community

4 bd · 3 ba · 2,465 sqft · $235/sqft · 506 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 942 ARBOR GREEN TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 942 ARBOR GREEN TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

942 ARBOR GREEN TRAIL FAQs

What would the monthly payment be for 942 ARBOR GREEN TRAIL?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,775/mo — principal and interest, estimated property taxes, the $421/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 942 ARBOR GREEN TRAIL?+

The association fee works out to $421 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 942 ARBOR GREEN TRAIL?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 942 ARBOR GREEN TRAIL?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $900,000, this home is listed about 112% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 942 ARBOR GREEN TRAIL?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$900,000 runs 111% above the ST CLOUD 34771 median — but at 3,115 sqft it's also 57% larger than the typical St Cloud listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

286 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.

Listing courtesy of TAYLOR MORRISON REALTY OF FLORIDA INC · Michelle Campbell. MLS #O6352337.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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