Dan Schriver
$299,000$325,0004 bd2 ba1,791 sqft$167 /sqft$2,499 /mo all-in ↓

288 TOWNS CIRCLE, HAINES CITY, FL, 33844

Active266 days on marketListed Nov 15, 2025MLS #O6356510

Reduced $26KSingle Family ResidenceALFORD OAKS

About this home

288 TOWNS CIRCLE

Virtually Staged. BACK ON THE MARKET - AND READY FOR IT'S NEXT OWNER! Built in 2023, this beautifully maintained 4-bedroom, 2-bath home offers the space style and convenience buyers are looking for without the wait or uncertainty of new construction. The open concept layout creates an inviting space for entertaining and everyday living, while the split-bedroom floor plan provides privacy for the primary suite. The home also features NO REAR NEIGHBORS! Enjoy the convenience of a 2-car garage, modern finishes, and a location close to shopping, dining, major roadways, and just a short drive to Central Florida's world famous attractions. This home has been lovingly maintained by its one and original owner and is truly MOVE IN READY! Don't miss your oppurtunity to make this newer home yours! Schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,791

Sqft

0.17 ac

Lot size

2

Garage

2023

Year built

One

Levels

$167

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Washer
InteriorOpen Floorplan · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorGarden

Community & fees

HOA fee$60/mo
Taxes (2024)$4,636/yr
PetsCats OK, Dogs OK, Yes
CommunityPlayground · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Phone Available · Public · Sprinkler Meter · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,499 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2024 actual bill$386
HOA fee — from the listing$60
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,499/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$386
HOA / condo fee$60
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $299K
$287KedgeAI estimate $310,763 · range $303K$320K$332K

vs edgeAI estimate

−3.8%

$/sqft vs ALFORD OAKS

$167 vs $190

Days on market

266 vs 42 typical

Where $167/sqft sits among the 7 homes for sale in ALFORD OAKS

1
2 · this home
0
1
0
3
$156–167$167–178$178–189$189–200$200–211$211+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Haines City

Map of 288 TOWNS CIRCLE

Drive times from this address

Walt Disney World36 min
Universal Orlando47 min
Downtown Orlando53 min
Orlando Int’l Airport (MCO)57 min
Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Haines City. See the full Haines City guide →

HAINES CITY 33844 — neighborhood snapshot

Population

49,133

Median age

39.4

Median income

$60,426

Median home value

$212,700

Avg household

2.9

Households w/ children

5,568

For the school run

Polk County School District

ElementaryAlta Vista Elementary School★★★★★
HighHaines City Senior High School★★★★★
MiddleShelley S. Boone Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Haines City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$319K$300K

Haines City median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

0 of 7

ALFORD OAKS have cut their price

Median sold price, Haines City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1% above the HAINES CITY 33844 median. See the full Haines City market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $26K
Nov 15, 2025Listed at $325,000 · 266 days on market since
2023Built · ALFORD OAKS

Reality check

What actually sold near 288 TOWNS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

304 TOWNS CIRCLESold · Jun ’26

$279,000

304 TOWNS CIRCLE · same community

4 bd · 2 ba · 2,129 sqft · $131/sqft · 136 DOM

112 TOWNS CIRCLESold · Oct ’25

$340,000

112 TOWNS CIRCLE · same community

4 bd · 3 ba · 2,712 sqft · $125/sqft · 442 DOM

1819 DAYSTAR DRIVESold · Nov ’25

$325,900

1819 DAYSTAR DRIVE

4 bd · 2 ba · 1,819 sqft · $179/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 288 TOWNS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 288 TOWNS CIRCLE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to Dan’s phone and CRM.

Straight answers

288 TOWNS CIRCLE FAQs

What would the monthly payment be for 288 TOWNS CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,499/mo — principal and interest, the actual property-tax bill, the $60/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 288 TOWNS CIRCLE?+

The association fee works out to $60 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 288 TOWNS CIRCLE?+

The most recent tax bill on record (2024) was $4,636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 288 TOWNS CIRCLE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Haines City?+

At $299,000, this home is listed about 4% below the Haines City median of $311,390. The market section on this page shows how the area is trending.

Which schools are assigned to 288 TOWNS CIRCLE?+

Alta Vista Elementary School (elementary), Haines City Senior High School (high), Shelley S. Boone Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Brandon Swank. MLS #O6356510.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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288 TOWNS CIRCLE, HAINES CITY, FL — 4 Bed, 2 Bath — $299,000 | CENTURY 21 Edge