20106 E COLONIAL DRIVE, CHRISTMAS, FL, 32709
Active193 days on marketListed Jan 7, 2026MLS #O6370720
About this home
20106 E COLONIAL DRIVE
Stunning Must See ~ 1.71 Acre Lot ~ Zoned A-2! OUT OF THE FLOOD ZONE! Discover the Perfect Canvas for Your Dream Home or Vacation Retreat!! Scerne Pond Views!! NO HOA means Complete Freedom! Room for a Pool, RV, Detached Garage and Boat, Bring All the Toys!! Imagine the Possibilities for This Parcel with an Incredible Location!! Looking for an Investment Property or To Become Part of the Booming Florida Land Market? Here is Your Chance!! With the Right Vision and Development This Property Can Become a Very Valuable Asset! Enjoy Florida Wildlife and Tranquility Along with the Convenience of a Short Drive to Florida’s Gorgeous Beaches, Orlando Airport, Downtown Orlando, Schools, Shopping and So Much More! Make an Offer Today to Secure This Land as Your Own!! Clear Title Ready to Convey. Survey Complete & FDOT Approved DRIVEWAY Permit Complete!! ** No Wetland Mitigation Required **
Facts & features
The home at a glance
1.71 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,129 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,129/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Christmas
Drive times from this address
Get to know Christmas. See the full Christmas guide →
CHRISTMAS 32709 — neighborhood snapshot
Population
1,665
Median age
40.9
Median income
$83,015
Median home value
$293,200
Avg household
2.61
Households w/ children
176
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Christmas market
$4.4M → $577K
Christmas median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
Median sold price, Christmas, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the CHRISTMAS 32709 median. See the full Christmas market guide →
Paper trail
This home's history
Reality check
What actually sold near 20106 E COLONIAL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$60,000
351 EXETER STREET
2 bd · 1 ba · 550 sqft · $109/sqft · 21 DOM
Sold · Apr ’26$125,000
19100 NASH STREET
3 bd · 2 ba · 672 sqft · $186/sqft · 8 DOM
Sold · Dec ’25$372,500
20211 MAJESTIC STREET
3 bd · 2 ba · 1,550 sqft · $240/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20106 E COLONIAL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20106 E COLONIAL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
20106 E COLONIAL DRIVE FAQs
What would the monthly payment be for 20106 E COLONIAL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,129/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20106 E COLONIAL DRIVE?+
The most recent tax bill on record (2024) was $235. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Christmas?+
At $149,999, this home is listed about 55% below the Christmas median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20106 E COLONIAL DRIVE?+
East River High (high), Corner Lake Middle (middle), Columbia Elementary (elementary) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$149,999 runs 16% above the CHRISTMAS 32709 median.
02Time on market is leverage
193 days on market against a Christmas median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
East River High, Corner Lake Middle, Columbia Elementary — Columbia Elementary rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of YASMINE KHRINO · Jasmine Khrino. MLS #O6370720.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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