5298 MEREDREW LANE, ST CLOUD, FL, 34771
Active135 days on marketListed Mar 20, 2026MLS #O6391112
About this home
5298 MEREDREW LANE
Welcome to this nearly new two-story home located at the Silver Springs Subdivision in St. Cloud. The kitchen features white cabinets and elegant granite countertops! The property also boasts ceramic tile throughout the first floor, while the second floor has carpet and tile in the bathrooms. On the second floor, you’ll find a loft/den area, perfect for your entertainment or work area. All stainless steel appliances are included. Silver Springs has NO CDD and offers many amenities, including a resort-style pool, a clubhouse, and playgrounds! Conveniently located just minutes from Lake Nona Medical City, this property is close to everything the Lake Nona area has to offer! The home is move- in ready, so come see it today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,634
Sqft
0.28 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,799 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,799/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.4%
$/sqft vs St Cloud actives
$182 vs $219
Days on market
135 vs 33 typical
Where $182/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
213 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 5298 MEREDREW LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$440,000
494 AMADORAS WAY · same community
4 bd · 2.5 ba · 2,170 sqft · $203/sqft · 155 DOM
Sold · Dec ’25$210,000
15 JUNIPER TRAIL CIRCLE · same community
3 bd · 2 ba · 1,014 sqft · $207/sqft · 7 DOM
Sold · Sep ’25$419,990
1354 TWELVE OAKS ROAD
3 bd · 2.5 ba · 2,622 sqft · $160/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5298 MEREDREW LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5298 MEREDREW LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
5298 MEREDREW LANE FAQs
What would the monthly payment be for 5298 MEREDREW LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,799/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5298 MEREDREW LANE?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5298 MEREDREW LANE?+
The most recent tax bill on record (2025) was $5,964. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5298 MEREDREW LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $479,000, this home is listed about 13% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5298 MEREDREW LANE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$479,000 runs 11% above the ST CLOUD 34771 median — but at 2,634 sqft it's also 33% larger than the typical St Cloud listing.
02Time on market is leverage
135 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $500,000, now $479,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX VANTAGE · Rustina Gibson. MLS #O6391112.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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