Dan Schriver

BAHIA TERRACE DRIVE, OCALA, FL, 34472

Active100 days on marketListed Apr 24, 2026MLS #O6401421

SILVER SPGS SHORES UN 07

About this home

BAHIA TERRACE DRIVE

Development opportunity with prior site planning and engineering work completed. The property has been previously designed for a four-unit residential project, with plans, structural design, and supporting documentation available. Based on correspondence with the County, current zoning requirements support a minimum of 6 units with potential for higher density subject to utility availability and Marion County approval. A septic construction permit has been issued, and prior permitting activity has been initiated. Additional due diligence, including environmental and site considerations have been evaluated. This offers a strong starting point for a developer to step into a project with meaningful groundwork already in place to redesign and move forward with a compliant project. Located in an area experiencing continued residential growth. Buyer responsible for verifying zoning, density, utilities, environmental conditions, and all development requirements. For GPS reference only (NOT the subject property address), the subject property is located adjacent to the south of 157 Bahia Terrace Dr., Ocala, FL. Property boundaries and location details to be verified during due diligence.

Facts & features

The home at a glance

0.68 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$1,204/yr

Utilities & systems

UtilitiesElectricity Available
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,109 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,109/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Ocala

Map of BAHIA TERRACE DRIVE

Drive times from this address

Downtown Orlando75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 109% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

Apr 24, 2026Listed at $450,000 · 100 days on market since

Reality check

What actually sold near BAHIA TERRACE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 HEMLOCK TRAILSold · Oct ’25

$225,000

5 HEMLOCK TRAIL · same community

3 bd · 2 ba · 1,011 sqft · $223/sqft · 73 DOM

4 HEMLOCK LOOP TRACESold · Jul ’26

$220,000

4 HEMLOCK LOOP TRACE · same community

3 bd · 2 ba · 1,415 sqft · $155/sqft · 13 DOM

12 HEMLOCK RUNSold · May ’26

$223,500

12 HEMLOCK RUN · same community

3 bd · 2 ba · 1,430 sqft · $156/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about BAHIA TERRACE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for BAHIA TERRACE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Dan's phone and CRM.

Goes straight to Dan’s phone and CRM.

Straight answers

BAHIA TERRACE DRIVE FAQs

What would the monthly payment be for BAHIA TERRACE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,109/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on BAHIA TERRACE DRIVE?+

The most recent tax bill on record (2025) was $1,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $450,000, this home is listed about 51% above the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to BAHIA TERRACE DRIVE?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXP REALTY LLC · Dagmara Krupa. MLS #O6401421.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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