319 SPAULDING STREET, PORT CHARLOTTE, FL, 33953
Active86 days on marketListed May 15, 2026MLS #O6407774
About this home
319 SPAULDING STREET
Under Construction. Your Florida Dream Starts Here — Before Anyone Else Even Moves In. This is your rare opportunity to own a brand-new, never-lived-in home in one of Southwest Florida's most sought-after and rapidly growing communities. Located at 319 Spaulding Street in the heart of Port Charlotte, this stunning new construction puts you right in the middle of the Florida lifestyle you've always envisioned — and you get to be the very first to call it home. Step inside and experience the clean, modern finishes, open-concept living spaces, and thoughtful design choices that only a new build can provide. From the moment you walk through the door, you'll feel the difference — no aging appliances, no outdated décor, no deferred maintenance. Just fresh, move-in-ready perfection built to today's modern codes and standards. Whether you're entertaining guests on the spacious lanai, cooking in a kitchen designed for real life, or unwinding in a primary suite that feels like a private retreat, every square foot of this home was crafted with comfort and quality in mind. And the location? It doesn't get better. Port Charlotte offers over 165 miles of waterways, world-class fishing, kayaking, and boating just minutes away. Catch a game at Charlotte Sports Park, explore the trails along Charlotte Harbor, shop at the Port Charlotte Town Center, or simply soak in the warm Florida sun year-round. With easy access to US-41, I-75, and Punta Gorda Airport just under 10 miles away, you're connected to everything — without the big-city chaos. This is new construction in a neighborhood that's on the rise — meaning your investment is positioned to grow. No HOA headaches. No inherited problems. Just a clean slate, a beautiful home, and the Florida dream, ready for you.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,773
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,218 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,218/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.5%
$/sqft vs PORT CHARLOTTE SEC 038
$180 vs $207
Days on market
86 vs 60 typical
Where $180/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 038
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
3 of 7
PORT CHARLOTTE SEC 038 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1355% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 319 SPAULDING STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$335,000
89 CHAMPION STREET · same community
3 bd · 2 ba · 1,762 sqft · $190/sqft · 12 DOM
Sold · Aug ’25$340,000
302 LIDEN STREET · same community
3 bd · 2 ba · 1,796 sqft · $189/sqft · 126 DOM
Sold · Feb ’26$350,000
254 WELCH STREET · same community
3 bd · 2 ba · 1,850 sqft · $189/sqft · 84 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 319 SPAULDING STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 319 SPAULDING STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
319 SPAULDING STREET FAQs
What would the monthly payment be for 319 SPAULDING STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,218/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 319 SPAULDING STREET?+
The most recent tax bill on record (2025) was $387. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $320,000, this home is listed about 3% below the Port Charlotte median of $330,350. The market section on this page shows how the area is trending.
Which schools are assigned to 319 SPAULDING STREET?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COUNTPLEX LLC · Larissa Dutra. MLS #O6407774.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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