661 LAKE CAROLYN CIRCLE, LAKELAND, FL, 33813
Active55 days on marketListed Jun 22, 2026MLS #O6415584
About this home
661 LAKE CAROLYN CIRCLE
Virtually Staged. Experience stylish, low-maintenance living in this beautifully renovated 3-bedroom, 2-full bathroom home located in South Lakeland’s desirable The Villas III community. Featuring Brand New flooring, fresh interior paint, remodeled bathrooms with marble tile and modern finishes, plus all-new interior and closet doors, this home is truly move-in ready. The updated kitchen, showcases marble countertops, new cabinetry, ceramic tile flooring, updated sinks, and a full suite of brand new appliances. Major improvements also include a 2019 roof and a 2017 high-efficiency HVAC system for added peace of mind. Residence of Villas III enjoy resort style amenities, including a pool, fitness center, and tennis courts, while the HOA covers, lawn care, water, sewer, garbage, basic cable, and Wi-Fi. Conveniently located near shopping, dining, and top rated schools, this home offers the perfect combination of comfort, convenience, and modern living. "lease option" and "lease purchase" available.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,622
Sqft
0.12 ac
Lot size
2
Garage
1982
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,434 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,434/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.3%
$/sqft vs Lakeland actives
$165 vs $194
Days on market
55 vs 45 typical
Where $165/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33813 — neighborhood snapshot
Population
38,112
Median age
39.9
Median income
$96,723
Median home value
$330,100
Avg household
2.72
Households w/ children
5,079
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $325K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
222 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the LAKELAND 33813 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 661 LAKE CAROLYN CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$370,000
523 NORTHRIDE TRAIL
3 bd · 2 ba · 1,585 sqft · $233/sqft · 50 DOM
Sold · Nov ’25$320,000
4913 LIBERTY LANE
3 bd · 2 ba · 1,558 sqft · $205/sqft · 29 DOM
Sold · Aug ’25$375,000
1265 GROVELAND LANE
3 bd · 2 ba · 1,551 sqft · $242/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 661 LAKE CAROLYN CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 661 LAKE CAROLYN CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
661 LAKE CAROLYN CIRCLE FAQs
What would the monthly payment be for 661 LAKE CAROLYN CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,434/mo — principal and interest, the actual property-tax bill, the $235/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 661 LAKE CAROLYN CIRCLE?+
The association fee works out to $235 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 661 LAKE CAROLYN CIRCLE?+
The most recent tax bill on record (2025) was $4,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 661 LAKE CAROLYN CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $267,900, this home is listed about 21% below the Lakeland median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 661 LAKE CAROLYN CIRCLE?+
Medulla Elementary School (elementary), Southwest Middle School (middle), George W. Jenkins Senior High (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SAND DOLLAR REALTY GROUP INC · Robert Arnold, Jr. MLS #O6415584.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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