1905 PINE BAY DRIVE, LAKE MARY, FL, 32746
Active1 days on marketListed Aug 8, 2026MLS #O6424257
About this home
1905 PINE BAY DRIVE
Welcome to your new home in one of Lake Mary’s most desirable communities, just off Lake Emma Road and minutes from the I-4 corridor. This charming and well-maintained 3-bedroom, 2-bath single-family home offers the perfect combination of comfort, convenience, and community living. Located in a sought-after neighborhood, you’ll enjoy scenic walking/jogging sidewalks, and access to a community pool. Home Depot, Publix, and other shops/restaurants are just around the corner for the ultimate convenience. Inside, you’ll love the bright, open floor plan featuring: stainless steel appliances, a whole-house water treatment system, a tankless water heater, an irrigation system, vaulted ceilings in the spacious main living area, and a washer/dryer included. Relax in your private backyard oasis, perfect for morning coffee or evening gatherings. And to make your life even easier, monthly lawn care is also included.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,559
Sqft
0.13 ac
Lot size
2
Garage
1999
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Mary actives
$2 vs $235
Days on market
1 vs 43 typical
Where $2/sqft sits among the 165 Lake Mary actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Mary
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Mary. See the full Lake Mary guide →
The numbers that matter
The Lake Mary market
$446K → $488K
Lake Mary median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
98 of 165
Lake Mary actives have cut their price
Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Lake Mary median. See the full Lake Mary market guide →
Paper trail
This home's history
Reality check
What actually sold near 1905 PINE BAY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$560,000
1812 PINE BAY DRIVE · same community
4 bd · 2.5 ba · 2,142 sqft · $261/sqft · 11 DOM
Sold · Sep ’25$399,000
139 SHADOW TRAIL
3 bd · 2 ba · 1,541 sqft · $259/sqft · 23 DOM
Sold · Sep ’25$315,000
840 HILLARY COURT
3 bd · 2 ba · 1,527 sqft · $206/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1905 PINE BAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1905 PINE BAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
1905 PINE BAY DRIVE FAQs
What would the monthly payment be for 1905 PINE BAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1905 PINE BAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Mary?+
At $2,700, this home is listed about 99% below the Lake Mary median of $434,250. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CENTRAL REALTY · Stephen Baker. MLS #O6424257.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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