12776 SE 87TH TERRACE, BELLEVIEW, FL, 34420
Active5 days on marketListed Jul 30, 2026MLS #O6424814
About this home
12776 SE 87TH TERRACE
AGENTS - PLEASE VIEW REALTOR REMARKS IN THE MLS. Peaceful Country Living on 4.81 Acres with Endless Possibilities Welcome to this private country retreat offering the perfect blend of comfort, space and versatility. Situated on 4.81 acres, this 3-bedroom, 2.5-bath home is ideal for those seeking room to live, work and enjoy the outdoors. Step inside to find a warm and inviting floor plan featuring a spacious living area with a stunning floor-to-ceiling stone wood-burning fireplace, a functional kitchen, dedicated dining space, home office and flexible bonus room to fit your lifestyle. Outside is where this property truly shines. Take a refreshing dip in the deep in-ground pool, a feature that's becoming increasingly rare in today's market. Whether you're swimming, entertaining, or simply relaxing under the Florida sunshine, this backyard is designed to be enjoyed. One of the property's standout features is the large detached workshop, offering endless possibilities. Whether you're a hobbyist, contractor, car enthusiast, or looking to convert the space into horse stalls, a barn, additional storage, or a custom workspace, the potential is there to make it your own. The property also includes: 4.81 acres of usable land, A-1 zoning with room for horses and livestock, Detached workshop with multiple potential uses, 2-car attached garage plus additional covered parking, Mature trees and open green space, No HOA, Convenient access to Belleview, Ocala, and The Villages. If you've been searching for a property that offers privacy, flexibility and room to grow, this is the opportunity you've been waiting for. Bring your animals, your toys, your business ideas, or simply enjoy the peaceful country lifestyle—all while remaining just minutes from shopping, dining and everyday conveniences. Schedule your private showing today and discover everything this one-of-a-kind property has to offer! Offers may be entered ONLINE through Thursday, August 13, 2026 at 5:00 pm. AT SELLER'S DISCRETION, A SUBMISSION MAY BE ACCEPTED AT ANY TIME.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,850
Sqft
4.81 ac
Lot size
2
Garage
1980
Year built
One
Levels
$257
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,578 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,578/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NONE
$257 vs $341
Days on market
5 vs 29 typical
Where $257/sqft sits among the 271 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$257K → $268K
Belleview median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
106 of 271
NONE have cut their price
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 90% above the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Reality check
What actually sold near 12776 SE 87TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$725,000
311 S PROSPECT STREET · same community
3 bd · 2 ba · 1,877 sqft · $386/sqft · 186 DOM
Sold · Dec ’25$212,500
7500 SE 180TH AVENUE ROAD · same community
3 bd · 2 ba · 1,800 sqft · $118/sqft · 77 DOM
Sold · Dec ’25$865,000
3905 SE 84TH LANE ROAD · same community
3 bd · 2 ba · 1,960 sqft · $441/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12776 SE 87TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12776 SE 87TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
12776 SE 87TH TERRACE FAQs
What would the monthly payment be for 12776 SE 87TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,578/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12776 SE 87TH TERRACE?+
The most recent tax bill on record (2025) was $4,941. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleview?+
At $475,000, this home is listed about 70% above the Belleview median of $279,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12776 SE 87TH TERRACE?+
Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 90% above the BELLEVIEW 34420 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Belleview market that averages 29 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Xiomara Pichardo. MLS #O6424814.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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