2576 LAKOTA LANE, ST CLOUD, FL, 34769
Active5 days on marketListed Jul 22, 2026MLS #O6427219
About this home
2576 LAKOTA LANE
Opportunity Knocks in Saint Cloud! Discover the potential of this spacious double-wide manufactured home situated on owned land—with NO HOA and NO lot rent—in a quiet, established neighborhood. Offering 2 bedrooms, 2 full bathrooms, and a versatile Florida room that can serve as a home office, hobby space, or additional living area, this property is full of possibilities. With over 1,000 square feet of living space, this home provides the perfect canvas for investors, first-time homebuyers, or anyone looking to personalize a home to fit their style. The fully fenced backyard offers privacy and ample space for entertaining, gardening, pets, or future outdoor enhancements. A covered carport and paved driveway provide convenient off-street parking. Enjoy the best of Saint Cloud living just minutes from Historic Downtown Saint Cloud, where you'll find charming boutiques, local restaurants, seasonal events, and a welcoming community atmosphere. Outdoor enthusiasts will love the nearby Lakefront Park on the shores of East Lake Tohopekaliga (Lake Toho), featuring a public marina, boat ramps, fishing pier, walking and biking trails, playgrounds, picnic pavilions, splash pad, sandy beach, and scenic waterfront views. Additional nearby amenities include shopping centers, grocery stores, schools, medical facilities, and recreational parks. Commuters will appreciate the easy access to Florida's Turnpike, placing Kissimmee, Lake Nona, Orlando International Airport, and Downtown Orlando within convenient reach. Whether you're searching for your next investment opportunity, a renovation project, or an affordable place to call home, this property offers exceptional value, endless potential, and an unbeatable location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,000
Sqft
0.18 ac
Lot size
1986
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,443 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,443/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.6%
$/sqft vs St Cloud actives
$195 vs $221
Days on market
5 vs 33 typical
Where $195/sqft sits among the 400 St Cloud actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
199 of 400
St Cloud actives have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 2576 LAKOTA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$230,000
2370 MISSOURI AVENUE · same community
2 bd · 2 ba · 1,164 sqft · $198/sqft · 115 DOM
Sold · Apr ’26$205,000
2440 MISSOURI AVENUE · same community
3 bd · 2 ba · 1,248 sqft · $164/sqft · 1 DOM
Sold · Nov ’25$220,000
2240 DARBY LANE
2 bd · 2 ba · 936 sqft · $235/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2576 LAKOTA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2576 LAKOTA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
2576 LAKOTA LANE FAQs
What would the monthly payment be for 2576 LAKOTA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,443/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2576 LAKOTA LANE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2576 LAKOTA LANE?+
The most recent tax bill on record (2025) was $466. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2576 LAKOTA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $195,000, this home is listed about 54% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2576 LAKOTA LANE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ADVANTAGE III · Angel Ayala. MLS #O6427219.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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