2782 JOSEPH CIRCLE, OVIEDO, FL, 32765
Active4 days on marketListed Jul 26, 2026MLS #O6427857
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About this home
2782 JOSEPH CIRCLE
Welcome to 2782 Joseph Circle. Move-in ready with peaceful pond views. This beautifully maintained one-owner home is located in the highly sought-after Village of Remington in Oviedo! Freshly painted on the exterior, this 3-bedroom, 2-bath home offers an open, light-filled floor plan with soaring vaulted ceilings, updated flooring, and a prime location just minutes from UCF, top-rated Seminole County schools, shopping, dining, and major roadways. The spacious kitchen is designed for both everyday living and entertaining, featuring newer appliances, a breakfast bar, and seamless sightlines to the family room, living room, and dining area. Just beyond, the enclosed sunroom provides the perfect place to relax while taking in the tranquil pond views and Florida's beautiful weather year-round. The private primary suite is a peaceful retreat overlooking the water and features a large walk-in closet and an en-suite bath with a garden tub and separate walk-in shower. A desirable split-bedroom floor plan offers added privacy, while two additional bedrooms provide flexible space for family, guests, a home office, or a hobby room. Whether you're looking for your first home, downsizing, or simply searching for a home in one of Oviedo's most desirable communities, this property offers the perfect blend of comfort, convenience, and scenic beauty. Enjoy easy access to parks, shopping, restaurants, UCF, and everything Oviedo has to offer. Don't miss your opportunity to make this exceptional home yours—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,907
Sqft
0.12 ac
Lot size
2
Garage
1997
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,279 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,279/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs Oviedo actives
$236 vs $248
Days on market
4 vs 25 typical
Where $236/sqft sits among the 198 Oviedo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
108 of 198
Oviedo actives have cut their price
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near 2782 JOSEPH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$465,000
2776 JOSEPH CIRCLE · same community
4 bd · 2 ba · 1,930 sqft · $241/sqft · 127 DOM
Sold · Dec ’25$407,000
2902 JOSEPH CIRCLE · same community
3 bd · 2 ba · 1,659 sqft · $245/sqft · 46 DOM
Sold · Feb ’26$398,000
4287 SHADOW CREEK CIRCLE
4 bd · 2 ba · 1,898 sqft · $210/sqft · 107 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2782 JOSEPH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2782 JOSEPH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
2782 JOSEPH CIRCLE FAQs
What would the monthly payment be for 2782 JOSEPH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,279/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2782 JOSEPH CIRCLE?+
The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2782 JOSEPH CIRCLE?+
The most recent tax bill on record (2025) was $2,945. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2782 JOSEPH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $450,000, this home is listed about 14% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2782 JOSEPH CIRCLE?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Fresh on the market
Only 4 days on market in a Oviedo market that averages 25 — if it fits, move quickly.
03Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Hang Kendall. MLS #O6427857.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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