STONE STREET, OVIEDO, FL, 32765
Active2 days on marketListed Jul 30, 2026MLS #O6428500
About this home
STONE STREET
Discover the perfect balance of privacy, space, and opportunity with this expansive 9.40 ACRE PARCEL in Oviedo's desirable Black Hammock community! Zoned A-10 with NO HOA, this unique property offers approximately half an acre of buildable land for your custom dream home, while the remaining wooded wetlands create a NATURAL BUFFER that delivers exceptional privacy and a peaceful Old Florida setting. Surrounded by other acreage properties, you will enjoy the room to spread out without sacrificing convenience. Just minutes from Lake Jesup, shopping, dining, parks, and everyday amenities, with easy access to SR 426, SR 434, CR 426, and SR 417 for an effortless commute. Zoned for TOP-RATED OVIEDO SCHOOLS, this property offers ENDLESS POTENTIAL for buyers looking to build a private estate while preserving the beauty of the surrounding landscape. If you have been searching for acreage, privacy, and the freedom to create your own vision, this Black Hammock opportunity is one you won't want to miss. Call today for more information!
Facts & features
The home at a glance
9.4 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,960 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,960/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Oviedo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oviedo. See the full Oviedo guide →
OVIEDO 32765 — neighborhood snapshot
Population
63,646
Median age
35.5
Median income
$99,161
Median home value
$418,600
Avg household
2.82
Households w/ children
8,093
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oviedo market
$539K → $580K
Oviedo median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the OVIEDO 32765 median. See the full Oviedo market guide →
Paper trail
This home's history
Reality check
What actually sold near STONE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$360,000
1230 ELM STREET · same community
3 bd · 2 ba · 1,658 sqft · $217/sqft · 114 DOM
Sold · Oct ’25$649,000
1377 ELM ST. STREET · same community
3 bd · 2.5 ba · 2,736 sqft · $237/sqft · 203 DOM
Sold · Oct ’25$1,600,000
2326 FLORIDA AVENUE · same community
4 bd · 5 ba · 2,777 sqft · $576/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about STONE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for STONE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
STONE STREET FAQs
What would the monthly payment be for STONE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,960/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on STONE STREET?+
The most recent tax bill on record (2025) was $2,609. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at STONE STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oviedo?+
At $250,000, this home is listed about 52% below the Oviedo median of $525,000. The market section on this page shows how the area is trending.
Which schools are assigned to STONE STREET?+
Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the OVIEDO 32765 market on paper
$250,000 is 46% below the OVIEDO 32765 median of $464,950.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 2 days on market in a Oviedo market that averages 25 — if it fits, move quickly.
04Strong assigned schools
Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of WEMERT GROUP REALTY LLC · Jenny Wemert. MLS #O6428500.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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