13342 W LAKE YALE ROAD, UMATILLA, FL, 32784
Active8 days on marketListed Jul 31, 2026MLS #O6429560
About this home
13342 W LAKE YALE ROAD
Welcome to 13342 W Lake Yale Road, an extraordinary 40± acre estate offering luxury living, exceptional privacy, and endless possibilities in the heart of Umatilla. The beautifully designed main residence features 3 spacious bedrooms, 3 full bathrooms, and 1 half bathroom, with an open and inviting floor plan perfect for both everyday living and entertaining. The expansive primary suite provides a private retreat, while the living and dining areas flow seamlessly to the screened pool and spa, creating the ideal indoor-outdoor lifestyle. This remarkable property extends far beyond the main home, featuring an attached garage with a private Loft , an efficiency apartment, a charming two-bedroom cottage, a game room and a horse stable. Whether you're seeking a private family compound, an equestrian retreat, or an income-producing investment, this exceptional estate delivers unmatched flexibility. Featuring multiple separate living quarters, the property offers outstanding potential for multigenerational living, guest accommodations, caretaker housing, or supplemental rental income while maintaining the privacy, space, and charm of country living. Surrounded by picturesque pastures, mature trees, and peaceful countryside views, this impressive property provides ample space for horses, recreation, and future expansion. Conveniently located with easy access to nearby lakes, Ocala's renowned horse country, and all that Central Florida has to offer, this rare estate presents an incredible opportunity to own a private retreat where luxury, functionality, and country living come together. This is a truly unique offering that combines elegant country living with exceptional versatility and investment potential.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
4,864
Sqft
40 ac
Lot size
3
Garage
2006
Year built
One
Levels
$473
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,139 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,139/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NA
$473 vs $268
Days on market
8 vs 54 typical
Where $473/sqft sits among the 126 homes for sale in NA
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $312K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
58 of 126
NA have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 646% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 13342 W LAKE YALE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$167,000
Carr 681 kM.HM 11.7 BO. ISLOTE SEC MELILLA · same community
3 bd · 1 ba · 3,514 sqft · $48/sqft · 27 DOM
Sold · Dec ’25$800,000
1751 SW 54TH COURT · same community
5 bd · 2.5 ba · 3,021 sqft · $265/sqft · 108 DOM
Sold · Jul ’26$1,100,000
17345 SWEETWATER ROAD · same community
3 bd · 2.5 ba · 2,573 sqft · $428/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13342 W LAKE YALE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13342 W LAKE YALE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
13342 W LAKE YALE ROAD FAQs
What would the monthly payment be for 13342 W LAKE YALE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,139/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13342 W LAKE YALE ROAD?+
The most recent tax bill on record (2025) was $8,474. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $2,300,000, this home is listed about 514% above the Umatilla median of $374,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13342 W LAKE YALE ROAD?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Kara Wisely. MLS #O6429560.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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