
8646 OAKSTONE CIRCLE, LEESBURG, FL, 34788
Active2 days on marketListed Jul 30, 2026MLS #O6429569
About this home
8646 OAKSTONE CIRCLE
Pre-Construction. To be built. Set within Oakstone Farms, a thoughtfully planned community surrounded by the beauty and recreation of Florida's renowned Harris Chain of Lakes, this location captures the spirit of relaxed, active living. More than 50,000 acres of sparkling waterways stretch across eight scenic lakes connected by winding canals, creating endless opportunities for boating, fishing, and memorable days on the water. Within the neighborhood, dedicated greenspace, a dog park, and a tot lot provide inviting spaces to unwind, while the charm of Mount Dora and Tavares brings boutique shopping, dining, and vibrant festivals to the area. Everyday conveniences are just minutes away in Leesburg, only 5.5 miles from the community, all complemented by a super low HOA. This homesite sits on a pond, delivering beautiful water views right from the property. The Miramar home design reflects this lifestyle from the moment you arrive, with a driveway and entry adorned with brick pavers, an 8' front door, and durable architectural shingles that set a welcoming, polished tone. Landscaping with irrigation wraps the front and sides of the home, keeping the exterior lush year-round. Step through the foyer to find 9'4" ceilings and ceramic tile floors throughout the main areas, combining to create an elegant and inviting first impression. The open floor plan flows seamlessly from room to room, with the great room bathed in natural light. Triple-panel patio doors extend the space to a 9'4" screened-in lanai, ideal for relaxing, entertaining, or enjoying the outdoors year-round. The gourmet kitchen blends style and functionality with a large quartz-topped island, stainless steel appliances including a gas range, and a spacious pantry, designed to accommodate meal prep, hosting, or casual dining alike. Tucked privately at the rear, the primary suite provides a serene retreat with plush carpet underfoot, a generous walk-in closet, and a spa-inspired bath featuring an oversized tiled shower with glass enclosure and a conveniently placed linen closet. Three additional bedrooms, each finished with comfortable carpet, are positioned near the foyer, including one with a private bath, well suited as a guest room, home office, or fitness space. A secondary bathroom includes a tiled shower and tub combination. Everyday convenience continues with a centrally located laundry room including a washer and gas dryer, a gas tankless water heater for efficient, on-demand hot water, and a built-in Smart Home Package featuring a Ring Video Doorbell, smart thermostat, keyless entry smart door lock, and Deako switches. The spacious two-car garage provides ample storage, while the full builder warranty adds lasting peace of mind. With its thoughtful design, seamless indoor-outdoor living, pond views, and the natural beauty and recreational lifestyle of Oakstone Farms and the Harris Chain of Lakes all around it, the Miramar blends comfort, style, and Florida living at its finest.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,154
Sqft
0.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,932 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,932/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.6%
$/sqft vs OAKSTONE FARMS
$195 vs $178
Days on market
2 vs 50 typical
Where $195/sqft sits among the 6 homes for sale in OAKSTONE FARMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34788 — neighborhood snapshot
Population
21,867
Median age
56.4
Median income
$57,477
Median home value
$168,900
Avg household
2.33
Households w/ children
1,648
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$281K → $261K
Leesburg median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
0 of 6
OAKSTONE FARMS have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 45% above the LEESBURG 34788 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 8646 OAKSTONE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$371,100
8634 OAKSTONE CIRCLE · same community
4 bd · 3 ba · 2,151 sqft · $173/sqft · 104 DOM
Sold · May ’26$384,090
8662 OAKSTONE CIRCLE · same community
3 bd · 3 ba · 2,198 sqft · $175/sqft · 32 DOM
Sold · Dec ’25$335,221
9161 HARRIS HAWK DRIVE
4 bd · 3 ba · 2,210 sqft · $152/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8646 OAKSTONE CIRCLE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8646 OAKSTONE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
8646 OAKSTONE CIRCLE FAQs
What would the monthly payment be for 8646 OAKSTONE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,932/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8646 OAKSTONE CIRCLE?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8646 OAKSTONE CIRCLE?+
The most recent tax bill on record (2025) was $239. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8646 OAKSTONE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $418,990, this home is listed about 42% above the Leesburg median of $294,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8646 OAKSTONE CIRCLE?+
Treadway Elementary School (elementary), Leesburg High School (high), Oak Park Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$418,990 runs 45% above the LEESBURG 34788 median — but at 2,154 sqft it's also 31% larger than the typical Leesburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 2 days on market in a Leesburg market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of NEW HOME STAR FLORIDA LLC · Charles Pennant. MLS #O6429569.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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