Dan Schriver
$4,600,000≈$27,527 /mo all-in ↓

540 N PENNSYLVANIA AVENUE, WINTER PARK, FL, 32789

Active7 days on marketListed Aug 7, 2026MLS #O6431538

WINTER PARK

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Sun, Aug 16

2:00 PM – 4:00 PM

About this home

540 N PENNSYLVANIA AVENUE

Rare Winter Park redevelopment opportunity on a nearly half-acre corner parcel just minutes from Park Avenue. Zoned R-3 (Medium-Density Residential), this parcel offers outstanding residential redevelopment potential, including up to seven residential units. Ideally situated between Park Avenue and Winter Park Village, the property enjoys convenient access to renowned dining, shopping, Rollins College, cultural attractions, AdventHealth Winter Park, and major transportation corridors. Three existing residences occupy the site and contribute no value to the offering. Opportunities of this size and zoning in such close proximity to Park Avenue are exceptionally uncommon.

Facts & features

The home at a glance

0.45 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$9,848/yr

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Fiber Optics · Fire Hydrant · Phone Available · Propane · Sewer Available · Sewer Connected · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$27,527 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$24,821
PMI (est., until 20% equity)$1,725
Property tax — 2025 actual bill$821
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $460,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $460,000
Interest rate6.00%
Loan term

Estimated payment

$27,527/mo

Principal & interest$24,821
PMI (est., until 20% equity)$1,725
Property taxes (actual bill)$821
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hannibal Square

Map of 540 N PENNSYLVANIA AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando≈ 11 min
Universal Orlando≈ 23 min
Orlando Int’l Airport (MCO)≈ 30 min
Walt Disney World≈ 35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Winter Park. See the full Winter Park guide →

Hannibal Square — neighborhood snapshot

Population

1,798

Median age

38

Median income

$50,175

Median home value

$528,038

Avg household

2

Households w/ children

117

For the school run

Orange County School District

ElementaryAudubon Park School★★★★★
HighWinter Park High★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Park market

Seller’s marketLeans seller — 3.7 months of inventoryBuyer’s market

$470K → $512K

Winter Park median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

Median sold price, Winter Park, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 464% above the WINTER PARK 32789 median. See the full Winter Park market guide →

Paper trail

This home's history

Aug 7, 2026Listed at $4,600,000 · 7 days on market since

Reality check

What actually sold near 540 N PENNSYLVANIA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

875 W LYMAN AVENUESold · Mar ’26

$415,000

875 W LYMAN AVENUE · same community

2 bd · 2 ba · 760 sqft · $546/sqft · 60 DOM

764 W COMSTOCK AVENUESold · Mar ’26

$450,000

764 W COMSTOCK AVENUE · same community

2 bd · 1 ba · 925 sqft · $486/sqft · 17 DOM

674 DOUGLAS AVENUESold · Aug ’25

$489,020

674 DOUGLAS AVENUE · same community

2 bd · 1.5 ba · 1,260 sqft · $388/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Dan Schriver

Your agent

Dan Schriver

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 540 N PENNSYLVANIA AVENUE — start here.

CallText
dan.schriver@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 540 N PENNSYLVANIA AVENUE — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

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Straight answers

540 N PENNSYLVANIA AVENUE FAQs

What would the monthly payment be for 540 N PENNSYLVANIA AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,527/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 540 N PENNSYLVANIA AVENUE?+

The most recent tax bill on record (2025) was $9,848. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Winter Park?+

At $4,600,000, this home is listed about 697% above the Winter Park median of $577,450. The market section on this page shows how the area is trending.

Which schools are assigned to 540 N PENNSYLVANIA AVENUE?+

Audubon Park School (elementary), Winter Park High (high) — Orange County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,600,000 runs 464% above the WINTER PARK 32789 median.

02Fresh on the market

Only 7 days on market in a Winter Park market that averages 47 — if it fits, move quickly.

03Strong assigned schools

Audubon Park School, Winter Park High — Audubon Park School rates 5 of 5. Always verify assignments with the district.

Keep looking

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2661 Via Tuscany, Winter Park FL 32789

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2661 Via Tuscany, Winter Park FL 32789, WINTER PARK

4 bd · 4.5 ba · 4,636 sqft

Listing courtesy of COLDWELL BANKER REALTY · Mary Heidrich. MLS #O6431538.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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