9981 SW 103RD PLACE, OCALA, FL, 34481
Active288 days on marketListed Oct 16, 2025MLS #OM711643
About this home
9981 SW 103RD PLACE
Welcome to this quaint home in Pine Run Estates that features 2 beds, 2 baths, and an 8x23 sun room. The floors have been recently updated with LVP throughout. The ROOF was replaced in 2017, HVAC in 2022, and water heater in 2022. The kitchen has been equipped with newer appliances and solar tube for added natural light. The primary suite measures 14x12 and features a spacious walk in closet. The en suite has been tastefully updated and features a step in shower. Your second bedroom offers a walk in closet for added storage. Outside you have a 2 car covered carport, storage room, and utility room all off the screened front porch. This property has a fenced corner lot, bring your furry friend! Pine Run Estates is conveniently located right off HWY 200. It is within 3 miles to a super Walmart, Publix, and Timber Ridge Hosptial. You are a short drive to restaurants, shopping, the library and so much more. Pine Run has a low monthly HOA of only $148 that covers cable, trash, and access to the amenities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,256
Sqft
0.22 ac
Lot size
1985
Year built
One
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,496 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,496/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−6.5%
$/sqft vs Ocala actives
$127 vs $184
Days on market
288 vs 43 typical
Where $127/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
147 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 9981 SW 103RD PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’25$156,000
10170 SW 96TH COURT · same community
2 bd · 2 ba · 1,176 sqft · $133/sqft · 215 DOM
Sold · May ’26$131,500
9175 SW 104TH LANE · same community
2 bd · 2 ba · 1,166 sqft · $113/sqft · 32 DOM
Sold · Nov ’25$118,000
8972 SW 103RD LANE · same community
2 bd · 2 ba · 1,144 sqft · $103/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9981 SW 103RD PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9981 SW 103RD PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
9981 SW 103RD PLACE FAQs
What would the monthly payment be for 9981 SW 103RD PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,496/mo — principal and interest, the actual property-tax bill, the $148/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9981 SW 103RD PLACE?+
The association fee works out to $148 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9981 SW 103RD PLACE?+
The most recent tax bill on record (2024) was $2,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9981 SW 103RD PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $159,900, this home is listed about 47% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9981 SW 103RD PLACE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34481 market on paper
$159,900 is 32% below the OCALA 34481 median of $234,900, and at $127/sqft it sits under the Ocala average of $204.
02Time on market is leverage
288 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $187,500, now $159,900 — a $28K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PREMIER REALTY · Courtney Forrest. MLS #OM711643.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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