10001 SW 106TH CIRCLE, OCALA, FL, 34481
Active285 days on marketListed Oct 22, 2025MLS #OM712055
About this home
10001 SW 106TH CIRCLE
Magnolia Model in Longleaf Ridge Welcome to this elegant Magnolia model located in the desirable Longleaf Ridge neighborhood of On Top of the World. Offering over 2,400 sq. ft. of thoughtfully designed living space, this home features 2 bedrooms, a versatile flex room, 3 full bathrooms, and a 2-car garage plus a golf cart garage. Step inside to an open, airy floorplan enhanced by tray ceilings and designer finishes throughout. The spacious living area showcases a dramatic tray ceiling and a 4-panel sliding glass door that opens to the screened lanai—perfect for entertaining or simply relaxing and enjoying the Florida lifestyle. The gourmet kitchen is the heart of the home, featuring premium white cabinetry with crown molding, under-cabinet lighting, stainless steel appliances, a stylish tile backsplash, a generous L-shaped island, and a walk-in pantry. The adjoining dining area is bright and inviting with four floor-to-ceiling windows that fill the space with natural light. The owner’s suite offers a luxurious retreat with a tray ceiling, a 3-panel window overlooking the backyard, and a spa-inspired ensuite with tile flooring, dual quartz vanities, and a zero-entry tiled walk-in shower with a built-in bench. The spacious walk-in closet adds both function and elegance. A private guest suite includes its own ensuite bathroom with an extended vanity and tiled tub/shower combination. The third full bathroom offers additional flexibility for guests or daily use. Blinds are installed throughout, adding a polished finishing touch to this move-in-ready home. Experience the perfect blend of luxury, comfort, and convenience in Longleaf Ridge—where refined living meets the active lifestyle of On Top of the World. Residents enjoy world-class amenities including multiple golf courses, clubhouses, resort-style pools, fitness centers, pickleball and tennis courts, walking trails, and a full calendar of social clubs and activities—all within a vibrant, gated 55+ community designed for living life to the fullest.
Facts & features
The home at a glance
2
Bedrooms
3
Bathrooms
2,493
Sqft
0.22 ac
Lot size
2
Garage
2025
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,421 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,421/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs ON TOP OF THE WORLD
$173 vs $149
Days on market
285 vs 43 typical
Where $173/sqft sits among the 242 homes for sale in ON TOP OF THE WORLD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $280K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
110 of 242
ON TOP OF THE WORLD have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 10001 SW 106TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$420,000
10325 SW 105TH COURT · same community
3 bd · 3 ba · 2,536 sqft · $166/sqft · 11 DOM
Sold · Dec ’25$385,500
10324 SW 105TH COURT · same community
3 bd · 2.5 ba · 2,297 sqft · $168/sqft · 32 DOM
Sold · Dec ’25$398,500
9949 SW 106TH CIRCLE · same community
2 bd · 2 ba · 2,202 sqft · $181/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 10001 SW 106TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10001 SW 106TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
10001 SW 106TH CIRCLE FAQs
What would the monthly payment be for 10001 SW 106TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,421/mo — principal and interest, the actual property-tax bill, the $494/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10001 SW 106TH CIRCLE?+
The association fee works out to $494 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10001 SW 106TH CIRCLE?+
The most recent tax bill on record (2024) was $388. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10001 SW 106TH CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $432,000, this home is listed about 44% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10001 SW 106TH CIRCLE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$432,000 runs 85% above the OCALA 34481 median — but at 2,493 sqft it's also 44% larger than the typical Ocala listing.
02Time on market is leverage
285 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $436,000, now $432,000 — a $4K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ON TOP OF THE WORLD REAL EST · Jason Taflinger. MLS #OM712055.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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