8987 SW 108TH PLACE, OCALA, FL, 34481
Active256 days on marketListed Nov 20, 2025MLS #OM713913
About this home
8987 SW 108TH PLACE
Affordable snowbird retreat or full-time residence in Oak Run! Welcome to 8987 SW 108th Place, a charming two-bedroom, two-bath home offering 1,168 square feet of comfortable living in one of Ocala’s premier 55-plus communities. This move-in ready property features fresh LVP flooring throughout, new interior and exterior paint, and recent updates including a newer roof, air conditioner, water heater, and dishwasher. The practical layout includes two bedrooms with walk-in closets, two full baths, a one-car garage, and a bonus room under the main roof, ideal for relaxation or entertaining. The kitchen offers a built-in pantry and ample storage, while the partially fenced yard provides privacy and outdoor enjoyment. Washer, dryer and select furniture may be included. Living in Oak Run means enjoying resort-style amenities such as six pools, five clubhouses, fitness centers, tennis, pickleball, bocce, shuffleboard, and the Royal Oaks Golf Club with on-site dining and entertainment. With over 100 clubs and activities, plus 24-hour gated security, Oak Run offers a vibrant, active lifestyle. Conveniently near shopping, dining and medical facilities, this home is ideal as a winter retreat or year-round residence. Don’t miss this opportunity to enjoy affordable, comfortable living in Oak Run, so schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,168
Sqft
0.2 ac
Lot size
1
Garage
1986
Year built
One
Levels
$145
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs OAK RUN
$145 vs $149
Days on market
256 vs 48 typical
Where $145/sqft sits among the 12 homes for sale in OAK RUN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
6 of 12
OAK RUN have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% below the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 8987 SW 108TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$182,500
8045 SW 108TH LOOP · same community
2 bd · 2 ba · 1,148 sqft · $159/sqft · 19 DOM
Sold · Aug ’25$165,000
8750 SW 116TH PLACE ROAD · same community
2 bd · 2 ba · 1,216 sqft · $136/sqft · 277 DOM
Sold · Oct ’25$193,500
8650 SW 108TH PLACE · same community
2 bd · 2 ba · 1,224 sqft · $158/sqft · 90 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Dan Schriver
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8987 SW 108TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8987 SW 108TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Dan's phone and CRM.
Straight answers
8987 SW 108TH PLACE FAQs
What would the monthly payment be for 8987 SW 108TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,615/mo — principal and interest, the actual property-tax bill, the $146/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8987 SW 108TH PLACE?+
The association fee works out to $146 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8987 SW 108TH PLACE?+
The most recent tax bill on record (2025) was $2,806. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8987 SW 108TH PLACE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $169,900, this home is listed about 43% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8987 SW 108TH PLACE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCALA 34481 market on paper
$169,900 is 27% below the OCALA 34481 median of $234,000, and at $145/sqft it sits under the Ocala average of $206.
02Time on market is leverage
256 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $186,200, now $169,900 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Angela Rose. MLS #OM713913.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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